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Lightcredit Holdings Limited

05474103

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

C/O FREEDMAN FRANKL & TAYLOR REEDHAM HOUSE, MANCHESTER, M3 2PJ
Incorporated 07/06/2005

Compliance

Last accounts

30/06/2025

total exemption full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 07/06/2025

Due 21/06/2026

On track

Industry

82990
Other business support service activities

Officers

Nicola Bernice Hymanson

secretary · Since 09/06/2005

BRITISH

Mr Gary Paul Hymanson

director · Since 09/06/2005

DIRECTOR

BRITISH · ENGLAND · Age 69

Also on 5 other boards

Ms Carly Rachael Hymanson

director · Since 01/03/2022

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 33

Also on 2 other boards

Ms Lauren Natalie Hymanson

director · Since 01/03/2022

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 30

Also on 2 other boards

Persons with Significant Control

Lightcredit Holdings (2022) Limited

75–100% shares

31, King Street West, Manchester, M3 2PJ

Notified 01/03/2022

Former PSCs

Mr Gary Paul Hymanson

Ceased 01/03/2022

Charges0 outstanding

charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 13/09/2005Registered 04/10/2005Satisfied 14/12/2017

CompanyRankvs 946+ SIC 82990 peers
89

Financial strength98th percentile among SIC peers · 25/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 6.77× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£2.8M

Balance sheet strength

Cash

£135k

Cash in the bank

Net Current Assets

£811k

Working capital

Current Assets

£952k

Current Liabilities

£141k

Fixed Assets

£2.0M

Debtors

£816k

6avg. employees

Balance Sheet

Assets less current liabilities£2.8M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20256.77+£468k
20243.43-£136k
20234.65-£1.5M
202224.99+£252k
202144.19+£274k
202070.10—
201924.44—
201817.08—

Derived from filed accounts. Not audited figures.