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E & L Finance Limited

05493255

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

19-20 BOURNE COURT, WOODFORD GREEN, IG8 8HD
Incorporated 28/06/2005

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

82990
Other business support service activities

Officers

Penelope Ann Swift

secretary · Since 28/06/2005

BRITISH · UNITED KINGDOM · Age 65

Also on 2 other boards

Mr Bobby Alan Swift

director · Since 28/06/2005

DIRECTOR

BRITISH · UNITED KINGDOM · Age 65

Also on 5 other boards

Mr Elliott Thomas Swift

director · Since 28/01/2020

DIRECTOR

BRITISH · UNITED KINGDOM · Age 40

Also on 4 other boards

Mr Lewis James Swift

director · Since 28/01/2020

DIRECTOR

BRITISH · ENGLAND · Age 38

Also on 7 other boards

Persons with Significant Control

E & L Associates (Clacton) Limited

75–100% shares
75–100% votes
Appoint directors

19-20 Bourne Court, Southend Road, Woodford Green, IG8 8HD

Notified 06/04/2016

CompanyRankvs 91937+ SIC 82990 peers
46

Financial strength49th percentile among SIC peers · 12/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.42× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£1k

Balance sheet strength

Cash

£32

Cash in the bank

Net Current Assets

-£144k

Working capital

Current Assets

£106k

Current Liabilities

£251k

Debtors

£106k

0avg. employees

Balance Sheet

Assets less current liabilities-£144k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.42—
20240.43—
20230.22-£10k
20220.26+£436
20210.26—

Derived from filed accounts. Not audited figures.