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Handepay Ltd.

05504126

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

1 THE BOULEVARD, WELWYN GARDEN CITY, AL7 1EL
Incorporated 09/07/2005

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Mark David Latham

director · Since 25/03/2014

DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 1 other board

David Robert Harding

director · Since 14/08/2023

CHARTERED ACCOUNTANT

BRITISH · ENGLAND · Age 51

Also on 44 other boards

Indigo Corporate Secretary Limited

secretary · Since 25/01/2024

Also on 186 other boards

Andrew George Twentyman

director · Since 06/09/2024

COMMERCIAL DIRECTOR

BRITISH · UNITED KINGDOM · Age 44

Mr Elliot John James Houghton

director · Since 12/05/2026

BRITISH · UNITED KINGDOM · Age 38

Also on 3 other boards

Persons with Significant Control

Paypoint Plc

75–100% shares
75–100% votes

1, The Boulevard, Welwyn Garden City, AL7 1EL

Reg: 03581541 · Registrar Of Companies · Public Limited Company

Notified 03/02/2021

Former PSCs

Andrew Macauley

Ceased 03/02/2021

Andrew John Peake

Ceased 03/02/2021

Mr Paulus Reginaldus Van Vliet

Ceased 03/02/2021

Charges0 outstanding

charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 02/10/2007Registered 04/10/2007Satisfied 17/12/2020

CompanyRankvs 370+ SIC 64999 peers
80

Financial strength99th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 9.7× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; ∙ assess the Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern; and ∙ use the going concern basis of accounting unless they either intend to liquidate the Company or to cease operations, or

Key FinancialsYear ending 31/03/2023

Turnover

£14.8M

Annual revenue

Net Worth

£13.8M

Balance sheet strength

Cash

£122k

Cash in the bank

Profit Before Tax

£4.2M

Bottom line earnings

Net Current Assets

£13.7M

Working capital

Current Assets

£15.2M

Current Liabilities

£1.6M

Fixed Assets

£114k

Debtors

£13.4M

Cost of Sales

£7.6M

Gross Profit

£7.1M

Admin Expenses

£3.3M

Operating Profit

£3.8M

Profit After Tax

£3.4M

158avg. employees

People Costs

Wages & salaries£6.7M
NI contributions£548k

Balance Sheet

Assets less current liabilities£13.8M
Prepared with Caseware UK (AP4) 2022.0.179

EstimatesDerived

YearCurrent Ratio
20239.70

Derived from filed accounts. Not audited figures.