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Creative Risk Solutions Ltd

05506143

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

6 DERYN COURT, PENTWYN, CF23 7HA
Incorporated 12/07/2005

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65120
Non-life insurance

Officers

Mrs Emma Louise Ainscough

secretary · Since 26/01/2016

Mr Anthony John Norcott

director · Since 26/01/2016

DIRECTOR/INSURANCE BROKER

BRITISH · ENGLAND · Age 82

Also on 8 other boards

Mr Ian Storm

director · Since 21/11/2022

DIRECTOR

BRITISH · SCOTLAND · Age 51

Also on 5 other boards

Ms Natalie Marie Bruno

director · Since 20/12/2022

DIRECTOR

WELSH · WALES · Age 50

Persons with Significant Control

Circle Insurance Services Limited

75–100% shares
75–100% votes

118, Holyhead Road, Coventry, CV1 3LY

Reg: 02575623 · England And Wales · English Limited Company

Notified 30/10/2020

Former PSCs

Creative Commercial Insurance Brokers Ltd

Ceased 30/10/2020

Charges1 outstanding

Charge
outstanding

BANK OF SCOTLAND PLC

Created 24/02/2023Registered 24/02/2023
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 01/05/2013Registered 02/05/2013Satisfied 22/11/2022
charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 22/06/2010Registered 23/06/2010Satisfied 18/07/2013

CompanyRankvs 154+ SIC 65120 peers
72

Financial strength81th percentile among SIC peers · 20/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.69× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£345k

Balance sheet strength

Cash

£76k

Cash in the bank

Net Current Assets

£303k

Working capital

Current Assets

£483k

Current Liabilities

£180k

Fixed Assets

£129k

Debtors

£407k

8avg. employees-1

Balance Sheet

Assets less current liabilities£432k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.69+£0
20244.32+£0
20232.24+£0
20222.66+£0
20212.65+£195k
20202.26+£96k
20191.51

Derived from filed accounts. Not audited figures.