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Steve Lomax Mortgages And Financial Services Ltd

05522308

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

Chichester House, 2 Chichester Street, Rochdale, OL16 2AX
Incorporated 29/07/2005

Compliance

Last accounts

31/07/2025

micro entity

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 01/07/2025

Due 15/07/2026

On track

Industry

82990
Other business support service activities

Officers

Rita Lomax

secretary · Since 29/07/2005

British

Rita Lomax

director · Since 29/07/2005

British · Age 67

Stevan Gilbert Lomax

director · Since 29/07/2005

British · England · Age 69

Former

Ashley Lomax

director · Resigned 31/07/2008

Persons with Significant Control

Mrs Rita Lomax

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 67

39 Marcien Way, Widnes, WA8 9ZL

Notified 29/06/2017

Mr Stevan Gilbert Lomax

25–50% shares
Appoint directors

British · England · Age 69

39 Marcien Way, Widnes, WA8 9ZL

Notified 29/06/2017

Change History

officer appointedLOMAX, Rita
2026-06-10
officer appointedLOMAX, Rita
2026-06-10
officer appointedLOMAX, Stevan Gilbert
2026-06-10
statusactive
2026-06-10

Active

post townRochdale
2026-06-10

ROCHDALE

typeltd
2026-06-10

Private Limited Company

address line1Chichester House
2026-06-10

CHICHESTER HOUSE

CompanyRankvs 12052+ SIC 82990 peers
78

Financial strength89th percentile among SIC peers · 22/25
Employees40th percentile among SIC peers · 6/15
LiquidityCurrent ratio 34.74× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£225k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£224k

Working capital

Current Assets

£230k

Current Liabilities

£7k

Fixed Assets

£1k

1avg. employees

Tax at Year End(2023)

Corp tax£15k
Dividends paid£30k

Balance Sheet

Assets less current liabilities£225k
Signed by Mr Stevan Lomax 12/02/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202534.74+£0
202534.74-£15k
202430.36
202314.27
202210.04
202113.72
202013.21
201912.09
20187.42

Derived from filed accounts. Not audited figures.