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S & J Cosgrove Limited

05574587

active
Private Limited Company
england wales
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

KENILWORTH, WATERLOOVILLE, PO7 6NU
Incorporated 26/09/2005

Compliance

Last accounts

31/12/2024

micro entity

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 26/09/2025

Due 10/10/2026

On track

Industry

43341
Painting

Officers

Jacqueline Clare Cosgrove

secretary · Since 26/09/2005

BRITISH · Age 64

Mrs Jacqueline Clare Cosgrove

director · Since 26/09/2005

SALES & ADMIN MANAGER

BRITISH · ENGLAND · Age 64

Also on 2 other boards

Mr Stephen Andrew Cosgrove

director · Since 26/09/2005

PAINTER & DECORATOR

BRITISH · ENGLAND · Age 63

Also on 2 other boards

Persons with Significant Control

Mr Stephen Andrew Cosgrove

50–75% shares
50–75% votes
Appoint directors

British · England · Age 63

Kenilworth, Hambledon Road, Waterlooville, PO7 6NU

Notified 06/04/2016

Mrs Jacqueline Clare Cosgrove

25–50% shares
25–50% votes
Appoint directors

British · England · Age 64

Kenilworth, Hambledon Road, Waterlooville, PO7 6NU

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

AIB GROUP (UK) PLC

Created 22/07/2013Registered 26/07/2013
charge
satisfied

LLOYDS TSB COMMERCIAL FINANCE LIMITED

Created 30/04/2012Registered 05/05/2012Satisfied 26/01/2017

CompanyRankvs 9157+ SIC 43341 peers
29

Financial strength8th percentile among SIC peers · 2/25
Employees8th percentile among SIC peers · 1/15
LiquidityCurrent ratio 0.95× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees1/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

-£8k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£8k

Working capital

Current Assets

£161k

Current Liabilities

£169k

0avg. employees

Balance Sheet

Assets less current liabilities-£8k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.95-£1k
20230.96—
20210.97—
20200.97—
20191.17—
20181.06—

Derived from filed accounts. Not audited figures.