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Smartpay Limited

05618472

active
ltd
england wales
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

Blackpool Technology Management Centre, Faraday Way, Blackpool, FY2 0JW
Incorporated 10/11/2005

Compliance

Last accounts

28/11/2024

unaudited abridged

Next accounts due

28/08/2026

On track

Confirmation statement

Last: 25/11/2025

Due 09/12/2026

On track

Industry

82990
Other business support service activities

Officers

Mr Paul George Ruocco

director · Since 01/11/2019

DIRECTOR

BRITISH · ENGLAND · Age 71

Also on 6 other boards

Paul George Ruocco

director · Since 01/11/2019

British · England · Age 71

Former

Lynn Cartmell

director · Resigned 02/02/2015

Peter Fraser Masson

director · Resigned 31/03/2016

Nikolas Heath

director · Resigned 30/07/2016

Christopher Joseph Futcher

director · Resigned 27/11/2018

Rebecca Joanne Ward

director · Resigned 19/12/2019

Persons with Significant Control

Mr Paul George Ruocco

75–100% shares

British · England · Age 71

Blackpool Technology Management Centre, Faraday Way, Blackpool, FY2 0JW

Notified 30/11/2017

Former PSCs

Mr Leslie John Kerr

Ceased 30/11/2017

Change History

status → active
2026-06-25

Active

type → ltd
2026-06-25

Private Limited Company

address line1 → Blackpool Technology Management Centre
2026-06-25

BLACKPOOL TECHNOLOGY MANAGEMENT CENTRE

post town → Blackpool
2026-06-25

BLACKPOOL

CompanyRankvs 72469+ SIC 82990 peers
57

Financial strength19th percentile among SIC peers · 5/25
Employees40th percentile among SIC peers · 6/15
LiquidityCurrent ratio 1.76× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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72469Smartpay Limited
53
How is this score calculated?
Financial strength5/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/11/2024

Net Worth

£1

Balance sheet strength

Cash

£256k

Cash in the bank

Net Current Assets

£384k

Working capital

Current Assets

£887k

Current Liabilities

£503k

Debtors

£631k

1avg. employees

Balance Sheet

Assets less current liabilities£384k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20241.76
20232.02

Derived from filed accounts. Not audited figures.