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S + S Finance Limited

05644215

active
Private Limited Company
england wales
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

UNIT 1 THE CORBETT TRADING ESTATE, NETHERTON, DY2 9BG
Incorporated 05/12/2005

Compliance

Last accounts

30/04/2025

micro entity

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 05/12/2025

Due 19/12/2026

On track

Industry

64910
Financial leasing

Officers

Simone Victoria Round

secretary · Since 05/12/2005

SECRETARY

BRITISH · GB · Age 50

Also on 3 other boards

Mrs Sally Louise Hartland

director · Since 05/12/2005

SECRETARY

BRITISH · ENGLAND · Age 46

Also on 1 other board

Mrs Simone Victoria Round

director · Since 05/12/2005

SECRETARY

BRITISH · ENGLAND · Age 50

Also on 2 other boards

Persons with Significant Control

S + S Properties Limited

75–100% shares

34 Beckman Road, Pedmore, Stourbridge, DY9 0TZ

Reg: 05321896 · Companies House · Limited Company

Notified 06/04/2016

Charges4 outstanding

Charge
outstanding

RIVERS FINANCE LIMITED

Created 05/02/2024Registered 08/02/2024
Charge
satisfied

SENECA CAPITAL LIMITED

Created 24/10/2018Registered 09/11/2018Satisfied 19/05/2023
Charge
satisfied

HAMPSHIRE TRUST BANK PLC

Created 23/06/2015Registered 24/06/2015Satisfied 19/05/2023
charge
outstanding

LLOYDS TSB BANK PLC

Created 05/01/2012Registered 13/01/2012
charge
outstanding

LLOYDS TSB BANK PLC

Created 07/10/2010Registered 08/10/2010
charge
outstanding

SIEMENS FINANCIAL SERVICES LTD

Created 01/07/2010Registered 02/07/2010
charge
satisfied

KINGSTON ASSET FINANCE

Created 21/06/2010Registered 22/06/2010Satisfied 27/10/2018

CompanyRankvs 128+ SIC 64910 peers
64

Financial strength79th percentile among SIC peers · 20/25
Employees27th percentile among SIC peers · 4/15
LiquidityCurrent ratio 2.78× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£528k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£1.0M

Working capital

Current Assets

£1.6M

Current Liabilities

£569k

0avg. employees-2
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20252.78+£33k
20243.87+£11k
20235.24-£4k
20223.75+£51k
20211.99-£11k
20201.72+£36k
20191.77

Derived from filed accounts. Not audited figures.