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Compass Business Finance Limited

05649414

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
20/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • 52 outstanding charges (-10)

Details

COMPASS HOUSE, TONBRIDGE, TN9 1GH
Incorporated 08/12/2005

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Mark David Nelson

secretary · Since 08/12/2005

FINANCIER

BRITISH · ENGLAND · Age 46

Also on 15 other boards

Mark David Nelson

director · Since 08/12/2005

FINANCIER

BRITISH · ENGLAND · Age 46

Also on 15 other boards

Mr Jamie David Nelson

director · Since 06/04/2006

FINANCIER

BRITISH · UNITED KINGDOM · Age 48

Also on 1 other board

Mr David Malcolm Bunker

director · Since 01/04/2019

FINANCIER

BRITISH · ENGLAND · Age 55

Also on 6 other boards

Persons with Significant Control

Cbf Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Great Hollenden Business Centre, Mill Lane, Sevenoaks, TN15 0SQ

Reg: 10653565 · Registrar Of Companies For England & Wales · Private Company Limited By Shares

Notified 12/05/2017

Former PSCs

Mark David Nelson

Ceased 12/05/2017

Charges52 outstanding

Charge
outstanding

BRITISH BUSINESS INVESTEMENTS LTD

Created 18/03/2026Registered 23/03/2026
Charge
outstanding

UNITED TRUST BANK LIMITED

Created 01/07/2024Registered 02/07/2024
Charge
outstanding

CYNERGY BUSINESS FINANCE LIMITED

Created 09/10/2023Registered 10/10/2023
Charge
outstanding

WALBROOK ASSET FINANCE LIMITED

Created 22/06/2023Registered 27/06/2023
Charge
outstanding

WALBROOK ASSET FINANCE LIMITED

Created 16/02/2023Registered 21/02/2023
Charge
outstanding

WALBROOK ASSET FINANCE LIMITED

Created 09/12/2022Registered 16/12/2022
Charge
outstanding

WALBROOK ASSET FINANCE LIMITED

Created 18/11/2021Registered 26/11/2021
Charge
outstanding

CONISTER BANK LIMITED

Created 08/11/2021Registered 10/11/2021
Charge
outstanding

WALBROOK ASSET FINANCE LIMITED

Created 27/09/2021Registered 11/10/2021
Charge
outstanding

WALBROOK ASSET FINANCE LIMITED

Created 19/03/2021Registered 25/03/2021
Charge
outstanding

WALBROOK ASSET FINANCE LIMITED

Created 17/03/2021Registered 19/03/2021
Charge
outstanding

WALBROOK ASSET FINANCE LIMITED

Created 23/12/2020Registered 24/12/2020
Charge
outstanding

WALBROOK ASSET FINANCE LIMITED

Created 20/10/2020Registered 06/11/2020
Charge
outstanding

WALBROOK ASSET FINANCE LIMITED

Created 09/10/2020Registered 20/10/2020
Charge
outstanding

BRITISH BUSINESS INVESTMENTS LTD

Created 01/09/2020Registered 14/09/2020
Charge
outstanding

WALBROOK ASSET FINANCE LIMITED

Created 31/07/2020Registered 07/08/2020
Charge
outstanding

WALBROOK ASSET FINANCE LIMITED

Created 30/07/2020Registered 07/08/2020
Charge
outstanding

WALBROOK ASSET FINANCE LIMITED

Created 30/06/2020Registered 16/07/2020
Charge
outstanding

WALBROOK ASSET FINANCE LIMITED

Created 08/07/2020Registered 12/07/2020
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 03/07/2020Registered 07/07/2020Satisfied 21/08/2025
Charge
outstanding

WESLEYAN BANK LIMITED

Created 08/06/2020Registered 11/06/2020
Charge
outstanding

WALBROOK ASSET FINANCE LIMITED

Created 31/03/2020Registered 03/04/2020
Charge
outstanding

WALBROOK ASSET FINANCE LIMITED

Created 03/03/2020Registered 05/03/2020
Charge
outstanding

WALBROOK ASSET FINANCE LIMITED

Created 03/03/2020Registered 03/03/2020
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 07/02/2020Registered 12/02/2020
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 30/09/2019Registered 04/10/2019
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 10/06/2019Registered 12/06/2019
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 18/03/2019Registered 21/03/2019
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 08/01/2019Registered 16/01/2019
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 11/10/2018Registered 16/10/2018
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 29/06/2018Registered 02/07/2018
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 28/03/2018Registered 29/03/2018
Charge
outstanding

INVESTEC ASSET FINANCE PLC

Created 05/03/2018Registered 06/03/2018
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 15/01/2018Registered 19/01/2018
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 06/12/2017Registered 12/12/2017
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 08/11/2017Registered 10/11/2017
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 25/09/2017Registered 29/09/2017
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 24/07/2017Registered 01/08/2017
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 27/04/2017Registered 04/05/2017
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 20/01/2017Registered 02/02/2017
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 15/11/2016Registered 24/11/2016
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 02/08/2016Registered 05/08/2016
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 31/05/2016Registered 08/06/2016
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 05/04/2016Registered 12/04/2016
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 09/03/2016Registered 15/03/2016
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 16/10/2015Registered 05/11/2015
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 07/09/2015Registered 10/09/2015
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 07/09/2015Registered 10/09/2015
Charge
outstanding

INVESTEC ASSET FINANCE PLC

Created 18/07/2013Registered 23/07/2013
charge
outstanding

ALDERMORE BANK PLC

Created 29/10/2012Registered 01/11/2012
charge
outstanding

SIEMENS FINANCIAL SERVICES LIMITED

Created 02/07/2008Registered 03/07/2008
charge
outstanding

ING LEASE (UK) LIMITED

Created 13/07/2007Registered 17/07/2007
charge
outstanding

HITACHI CAPITAL (UK) PLC

Created 23/04/2007Registered 24/04/2007

CompanyRankvs 13+ SIC 66190 peers
80

Financial strength99th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.6× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£7.9M

Balance sheet strength

Cash

£1.6M

Cash in the bank

Net Current Assets

£44.4M

Working capital

Current Assets

£72.2M

Current Liabilities

£27.8M

Fixed Assets

£26k

Debtors

£70.5M

28avg. employees+3

Balance Sheet

Assets less current liabilities£44.4M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20242.60+£971k
20232.60+£1.1M
20212.92+£1.9M
20202.86+£1.4M
20192.15—

Derived from filed accounts. Not audited figures.