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Mike Harbord Opticians Limited

05665460

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

3 WHITEGATES FLAXPITS LANE, BRISTOL, BS36 1JX
Incorporated 04/01/2006

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 29/04/2026

Due 13/05/2027

On track

Industry

86900
Other human health activities

Officers

Samantha Harbord

secretary · Since 04/01/2006

OPTICIAN

BRITISH · ENGLAND · Age 55

Also on 3 other boards

Michael Andrew Harbord

director · Since 04/01/2006

OPTICIAN

BRITISH · ENGLAND · Age 66

Samantha Harbord

director · Since 04/01/2006

OPTICIAN

BRITISH · ENGLAND · Age 55

Also on 3 other boards

Persons with Significant Control

Michael Andrew Harbord

25–50% shares

British · England · Age 66

3 Whitegates, Flaxpits Lane, Bristol, BS36 1JX

Notified 06/04/2016

Samantha Harbord

25–50% shares

British · England · Age 55

3 Whitegates, Flaxpits Lane, Bristol, BS36 1JX

Notified 06/04/2016

Charges2 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 22/02/2006Registered 02/03/2006
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 20/02/2006Registered 22/02/2006

CompanyRankvs 15231+ SIC 86900 peers
59

Financial strength76th percentile among SIC peers · 19/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.97× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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15231Mike Harbord Opticians Limited
65
How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£19k

Balance sheet strength

Cash

£26k

Cash in the bank

Net Current Assets

-£1k

Working capital

Current Assets

£46k

Current Liabilities

£47k

Fixed Assets

£31k

Debtors

£5k

8avg. employees

Tax at Year End

Corp tax£23k

Director Loans

Company owes directors£29

Balance Sheet

Assets less current liabilities£29k
Signed by Mr Michael Harbord 6 August 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.97-£12k
20241.29-£11k
20231.67+£8k
20221.81+£5k
20211.74—
20201.32—
20191.73—

Derived from filed accounts. Not audited figures.