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Byford Commercial Finance Ltd.

05673921

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk

No risk factors detected.

Details

5 DUCKETTS WHARF, BISHOPS STORTFORD, CM23 3AR
Incorporated 12/01/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Kathryn Ann Byford

secretary · Since 12/01/2006

BRITISH · Age 55

Mr David Brian Byford

director · Since 12/01/2006

COMMERCIAL FINANCE BROKER

BRITISH · ENGLAND · Age 60

Also on 3 other boards

Persons with Significant Control

Mr David Brian Byford

25–50% shares
25–50% votes
Appoint directors

British · England · Age 60

5 Ducketts Wharf, South Street, Bishops Stortford, CM23 3AR

Notified 06/04/2016

Mrs Kathryn Ann Byford

25–50% shares
25–50% votes
Appoint directors

British · England · Age 55

5 Ducketts Wharf, South Street, Bishops Stortford, CM23 3AR

Notified 06/04/2016

CompanyRankvs 10012+ SIC 64999 peers
56

Financial strength65th percentile among SIC peers · 16/25
Employees64th percentile among SIC peers · 10/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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10012Byford Commercial Finance Ltd.
56
How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£25k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£25k

Working capital

Current Assets

—

Current Liabilities

£33k

Fixed Assets

£1k

Debtors

£58k

2avg. employees

Balance Sheet

Bank loans & overdrafts£1k
Assets less current liabilities£26k
Signed by 05673921 2024-04-01 2025-03-31 05673921 2025-03-31 05673921 bus:OrdinaryShareClass1 2025-03-31 05673921 core:CurrentFinaPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
2025—+£12k
2024—-£13k
20232.16-£15k
20222.93+£30k
20214.69-£149
2020—-£35k
20192.00—

Derived from filed accounts. Not audited figures.