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S.C. Finance (Herts) Limited

05675854

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Going concern doubt noted in accounts (-10)

Details

26 St. Andrew Street, Hertford, Hertfordshire, SG14 1JA
Incorporated 16/01/2006

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 16/01/2026

Due 30/01/2027

On track

Industry

64999
Other financial service activities

Officers

Paul David Hamm

director · Since 16/01/2006

ACCOUNTANT

BRITISH · ENGLAND · Age 50

Also on 9 other boards

Paul David Hamm

secretary · Since 16/01/2006

ACCOUNTANT

BRITISH · ENGLAND · Age 50

Also on 9 other boards

Paul David Hamm

director · Since 16/01/2006

British · England · Age 50

Paul David Hamm

secretary · Since 16/01/2006

British

Former

Swift Incorporations Limited

corporate nominee secretary · Resigned 16/01/2006

Instant Companies Limited

corporate nominee director · Resigned 16/01/2006

Roger Bradbury

director · Resigned 05/02/2025

Persons with Significant Control

Paul David Hamm

50–75% shares
50–75% votes
Appoint directors

British · England · Age 50

26 St. Andrew Street, Hertfordshire, SG14 1JA

Notified 06/04/2016

Elspeth Morag Bradbury

25–50% shares
25–50% votes

British · United Kingdom · Age 81

26, St Andrews Street, Hertford, SG14 1JA

Notified 05/02/2025

Former PSCs

Mr Roger Bradbury

Ceased 05/02/2025

Change History

statusactive
2026-07-19

Active

typeltd
2026-07-19

Private Limited Company

address line126 St. Andrew Street
2026-07-19

26 ST. ANDREW STREET

post townHertfordshire
2026-07-19

HERTFORDSHIRE

CompanyRankvs 3377+ SIC 64999 peers
64

Financial strength86th percentile among SIC peers · 22/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

that may cast significant doubt about the ability of the company to continue as a going concern. 1.3 Turnover Turnover is measured at the fair value of the consideration received or receivable, net of discounts and value added taxes. Turnover includes revenue earned from the rendering of servic

Key FinancialsYear ending 31/03/2025

Net Worth

£259k

Balance sheet strength

Cash

£652k

Cash in the bank

Net Current Assets

£12k

Working capital

Current Assets

£2.9M

Current Liabilities

£2.9M

Fixed Assets

£247k

Debtors

£2.2M

2avg. employees

Tax at Year End(2024)

Corp tax£0

Balance Sheet

Assets less current liabilities£259k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.00-£95k
20241.00-£520k
20231.18

Derived from filed accounts. Not audited figures.