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Stour Bay Company Limited

05683195

active
ltd
england wales
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

820 The Crescent, Colchester Business Park, Colchester, CO4 9YQ
Incorporated 21/01/2006

Compliance

Last accounts

31/07/2025

small

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 21/01/2026

Due 04/02/2027

On track

Industry

47990
Other retail sale not in stores, stalls or markets

Officers

Nicholas Justyn Gibbons

director · Since 21/01/2006

British · England · Age 69

Lorraine Jackson

director · Since 21/01/2006

British · England · Age 63

Neil Andrew Guy Chambers

director · Since 01/11/2024

British · England · Age 52

Daniel James Chilvers

director · Since 01/11/2024

British · England · Age 51

Gavin Andrew Cowan

director · Since 01/11/2024

British · United Kingdom · Age 59

Former

Lorraine Jackson

secretary · Resigned 01/11/2024

Persons with Significant Control

Thomas Mawer Group Limited

75–100% shares
75–100% votes

Chariot House, 56-57, Carr Lane, Hull, HU1 3RF

Reg: 09979404 · Companies House · Limited Company

Notified 01/11/2024

Former PSCs

Mr Nicholas Justyn Gibbons

Ceased 01/11/2024

Mrs Lorraine Jackson

Ceased 01/11/2024

Charges1 outstanding

Charge
outstanding

HANDELSBANKEN PLC

Created 11/02/2025Registered 17/02/2025
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 15/10/2021Registered 21/10/2021Satisfied 19/05/2022
Charge
satisfied

BIBBY FINANCIAL SERVICES LTD (AS SECURITY TRUSTEE)

Created 30/11/2015Registered 03/12/2015Satisfied 13/02/2025
charge
satisfied

BARCLAYS BANK PLC

Created 30/09/2010Registered 07/10/2010Satisfied 22/04/2016
charge
satisfied

BARCLAYS BANK PLC

Created 25/10/2007Registered 26/10/2007Satisfied 06/05/2016
charge
satisfied

BARCLAYS BANK PLC

Created 11/09/2007Registered 15/09/2007Satisfied 22/04/2016
charge
satisfied

RBS IF LIMITED

Created 25/07/2006Registered 01/08/2006Satisfied 03/10/2007

Change History

statusactive
2026-06-07

Active

typeltd
2026-06-07

Private Limited Company

address line1820 The Crescent
2026-06-07

820 THE CRESCENT

post townColchester
2026-06-07

COLCHESTER

officer appointedCHAMBERS, Neil Andrew Guy
2026-06-07
officer appointedCHILVERS, Daniel James
2026-06-07
officer appointedCOWAN, Gavin Andrew
2026-06-07
officer appointedGIBBONS, Nicholas Justyn
2026-06-07
officer appointedJACKSON, Lorraine
2026-06-07

CompanyRankvs 2004+ SIC 47990 peers
69

Financial strength94th percentile among SIC peers · 24/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 1.07× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£263k

Balance sheet strength

Cash

£63k

Cash in the bank

Net Current Assets

£239k

Working capital

Current Assets

£3.7M

Current Liabilities

£3.4M

Fixed Assets

£104k

Debtors

£1.5M

3avg. employees

Tax at Year End(2021)

Corp tax£22k

Director Loans

Directors owe company£61k

Balance Sheet

Assets less current liabilities£343k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20241.07+£200k
20231.04-£1k
20221.04
20211.00

Derived from filed accounts. Not audited figures.