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Polar Fs Ltd

05711103

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

109 KNOWLES HILL, BURTON ON TRENT, DE13 9DZ
Incorporated 15/02/2006

Previously known as

Coleshill Mortgage Services Limited · until 04/08/2026

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 15/02/2026

Due 01/03/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Phillip Anthony Salinas

director · Since 15/02/2006

MORTGAGE ADVISER

BRITISH · ENGLAND · Age 56

Helen Lisa Salinas

secretary · Since 25/08/2006

SECRETARY

BRITISH · Age 57

Mr Daniel Sperber

director · Since 08/02/2021

PENSION ADVISOR

BRITISH · UNITED KINGDOM · Age 47

Persons with Significant Control

Mr Phillip Anthony Salinas

Significant control

British · England · Age 56

109 Knowles Hill, Rolleston On Dove, Burton On Trent, DE13 9DZ

Notified 06/04/2016

Mrs Helen Lisa Salinas

25–50% shares

British · England · Age 57

109 Knowles Hill, Rolleston On Dove, Burton On Trent, DE13 9DZ

Notified 12/07/2021

CompanyRankvs 4018+ SIC 64999 peers
72

Financial strength63th percentile among SIC peers · 16/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.47× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£20k

Balance sheet strength

Cash

£46k

Cash in the bank

Net Current Assets

£18k

Working capital

Current Assets

£55k

Current Liabilities

£38k

Fixed Assets

£2k

Debtors

£9k

5avg. employees

Tax at Year End

Corp tax£26k

Director Loans

Company owes directors£9k
Directors owe company£5k

Balance Sheet

Assets less current liabilities£20k
Signed by Mr P A Salinas 18 June 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20261.47-£295
20251.60-£50
20241.88-£223
20232.34

Derived from filed accounts. Not audited figures.