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Gardner Garages Limited

05719429

active
Private Limited Company
england wales
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

115B INNOVATION DRIVE, ABINGDON, OX14 4RZ
Incorporated 23/02/2006

Compliance

Last accounts

31/07/2025

full

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 23/02/2026

Due 09/03/2027

On track

Industry

47300
Retail sale of automotive fuel in specialised stores

Officers

Mr Douglas Alexander Benzie

director · Since 25/02/2026

BRITISH · UNITED KINGDOM · Age 44

Also on 8 other boards

Mr Charles Edward Dickson

director · Since 25/02/2026

BRITISH · ENGLAND · Age 44

Persons with Significant Control

Gardner Retail Ltd

75–100% shares
75–100% votes

115b, Innovation Drive, Abingdon, OX14 4RZ

Reg: 11964056 · Companies Register Of England And Wales · Private Company Limited By Shares

Notified 30/04/2019

Former PSCs

Mr Clive Andrew Gardner

Ceased 30/04/2019

Mrs Stella Jane Gardner

Ceased 30/04/2019

Charges2 outstanding

Charge
outstanding

BARCLAYS BANK PLC

Created 24/10/2025Registered 31/10/2025
Charge
outstanding

BARCLAYS BANK PLC

Created 24/10/2025Registered 31/10/2025
Charge
satisfied

LLOYDS BANK PLC

Created 22/01/2021Registered 05/02/2021Satisfied 28/10/2025
Charge
satisfied

LLOYDS BANK PLC

Created 07/01/2021Registered 07/01/2021Satisfied 28/10/2025
Charge
satisfied

LLOYDS BANK PLC

Created 05/06/2019Registered 07/06/2019Satisfied 22/03/2022
Charge
satisfied

CLIVE ANDREW GARDNER · STELLA JANE GARDNER

Created 30/04/2019Registered 01/05/2019Satisfied 24/02/2026
Charge
satisfied

LLOYDS BANK PLC

Created 17/12/2018Registered 20/12/2018Satisfied 05/04/2023
Charge
satisfied

LLOYDS BANK PLC

Created 03/03/2017Registered 17/03/2017Satisfied 25/04/2019
Charge
satisfied

LLOYDS BANK PLC

Created 03/03/2017Registered 17/03/2017Satisfied 28/10/2025
Charge
satisfied

LLOYDS BANK PLC

Created 03/03/2017Registered 17/03/2017Satisfied 25/04/2019
Charge
satisfied

LLOYDS BANK PLC

Created 20/01/2017Registered 24/01/2017Satisfied 09/05/2017
Charge
satisfied

LLOYDS BANK PLC

Created 20/01/2017Registered 24/01/2017Satisfied 09/05/2017
Charge
satisfied

LLOYDS BANK PLC

Created 20/01/2017Registered 24/01/2017Satisfied 09/05/2017
Charge
satisfied

LLOYDS BANK PLC

Created 08/04/2014Registered 29/04/2014Satisfied 20/12/2018
charge
satisfied

LLOYDS TSB BANK PLC

Created 27/11/2007Registered 30/11/2007Satisfied 28/10/2025
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/08/2006Registered 04/09/2006Satisfied 30/11/2007

CompanyRankvs 420+ SIC 47300 peers
49

Financial strength95th percentile among SIC peers · 24/25
Employees21th percentile among SIC peers · 3/15
LiquidityCurrent ratio 1.32× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/07/2025

Net Worth

£3.1M

Balance sheet strength

Cash

£665k

Cash in the bank

Profit Before Tax

£290k

Bottom line earnings

Net Current Assets

£1.1M

Working capital

Current Assets

£4.5M

Current Liabilities

£3.4M

Fixed Assets

£5.5M

Debtors

£3.2M

Cost of Sales

£28.8M

Admin Expenses

£4.5M

Profit After Tax

£182k

1avg. employees

Tax at Year End

Corp tax£16k
Dividends paid£260k

People Costs

Wages & salaries£2.2M

Balance Sheet

Intangible assets£627k
Bank loans & overdrafts£2.5M
Assets less current liabilities£6.6M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.32+£0
20251.32-£100k
20241.68+£9k
20231.66+£738k
20221.15+£425k
20211.09+£444k
20201.12+£334k
20190.79

Derived from filed accounts. Not audited figures.