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Attivo Financial Planning Limited

05747914

active
Private Limited Company
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

HONEYBOURNE PLACE, CHELTENHAM, GL50 3SH
Incorporated 20/03/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Stephen Charles Harper

director · Since 08/05/2006

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 62

Also on 10 other boards

Mrs Joanne Marie Gilroy French

director · Since 18/10/2024

DIRECTOR

NEW ZEALANDER · ENGLAND · Age 55

Also on 8 other boards

Mr Ian Joseph Plumpton

director · Since 15/04/2025

DIRECTOR

BRITISH · ENGLAND · Age 52

Also on 4 other boards

Mr Andrew James Clennell

director · Since 23/05/2025

DIRECTOR

WELSH · ENGLAND · Age 49

Also on 8 other boards

Persons with Significant Control

Attivo Group Limited

75–100% shares
75–100% votes

Jessop House, Jessop Avenue, Cheltenham, GL50 3SH

Reg: 05547209 · Companies House · Private Company Limited By Shares

Notified 06/04/2016

Former PSCs

Mr Stephen Charles Harper

Ceased 12/07/2018

Charges2 outstanding

Charge
outstanding

TRIPLE POINT ADVANCR LEASING PLC

Created 24/01/2024Registered 25/01/2024
Charge
outstanding

SECOND WAVE HOLDINGS LIMITED

Created 28/05/2021Registered 04/06/2021
Charge
satisfied

IL2 (2018) S.À.R.L.

Created 04/12/2020Registered 10/12/2020Satisfied 14/06/2021
Charge
satisfied

GROWTH LENDING 2020 LIMITED

Created 11/09/2020Registered 18/09/2020Satisfied 17/06/2021
Charge
satisfied

IL2 (2018) S.A R.L

Created 03/08/2020Registered 10/08/2020Satisfied 18/09/2020
Charge
satisfied

AIB GROUP (UK) P.L.C.

Created 15/03/2018Registered 22/03/2018Satisfied 03/08/2020
Charge
satisfied

CLYDESDALE BANK PLC (TRADING AS BOTH CLYDESDALE AND YORKSHIRE BANK)

Created 19/03/2015Registered 20/03/2015Satisfied 10/04/2018

CompanyRankvs 5907+ SIC 64999 peers
47

Financial strength81th percentile among SIC peers · 20/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d

Key FinancialsYear ending 31/03/2021

Turnover

£3.4M

Annual revenue

Net Worth

£135k

Balance sheet strength

Cash

£3k

Cash in the bank

Profit Before Tax

£242k

Bottom line earnings

Net Current Assets

-£7.8M

Working capital

Current Assets

£4k

Current Liabilities

£7.8M

Debtors

£1k

Cost of Sales

£99k

Gross Profit

£3.3M

Admin Expenses

£2.9M

Operating Profit

£351k

Profit After Tax

£242k

84avg. employees-18

Tax at Year End

Dividends paid£250k

Balance Sheet

Intangible assets£9.4M
Assets less current liabilities£1.7M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20210.00-£8k
20200.00

Derived from filed accounts. Not audited figures.