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Karma Living Limited

05750793

active
Private Limited Company
Companies House
Health Score
82 / 100

Healthy

30/30
Filing
20/30
Financial
32/40
Risk
  • 4 outstanding charges (-8)

Details

THE EXCHANGE, BURY, BL9 0DN
Incorporated 21/03/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

82990
Other business support service activities

Officers

Mr Rajan Kumar

director · Since 21/06/2006

DIRECTOR

BRITISH · ENGLAND · Age 64

Also on 22 other boards

Mrs Rittu Kumar

director · Since 21/06/2006

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 3 other boards

Rittu Kumar

secretary · Since 20/03/2010

BRITISH

Ms Diane Marie Heslop

director · Since 13/12/2013

DIRECTOR

BRITISH · UNITED KINGDOM · Age 64

Also on 8 other boards

Persons with Significant Control

Mrs Rittu Kumar

Significant control

British · England · Age 60

The Exchange, 5 Bank Street, Bury, BL9 0DN

Notified 15/06/2020

Mr Rajan Kumar

Significant control

British · England · Age 64

The Exchange, 5 Bank Street, Bury, BL9 0DN

Notified 15/06/2020

Former PSCs

Hawksford Trustees Jersey Limited

Ceased 15/06/2020

Charges4 outstanding

Charge
outstanding

EFG PRIVATE BANK LIMITED

Created 19/01/2021Registered 26/01/2021
Charge
outstanding

HAWKSFORD FIDUCIARIES JERSEY LIMITED · HAWKSFORD TRUSTEES JERSEY LIMITED

Created 17/02/2014Registered 07/03/2014
Charge
outstanding

RITTU KUMAR · RAJAN KUMAR

Created 17/02/2014Registered 04/03/2014
charge
outstanding

BARCLAYS BANK PLC

Created 24/08/2007Registered 30/08/2007

CompanyRankvs 60543+ SIC 82990 peers
48

Financial strength97th percentile among SIC peers · 24/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.02× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1.5M

Balance sheet strength

Cash

£33k

Cash in the bank

Net Current Assets

-£2.6M

Working capital

Current Assets

£57k

Current Liabilities

£2.7M

Fixed Assets

£0

Debtors

£24k

0avg. employees-3

Director Loans(2022)

Company owes directors£534k

Balance Sheet

Assets less current liabilities£1.6M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.02-£460k
20240.16-£231k
20230.43+£3.1M
20220.08+£95k
20210.06
20200.05
20190.74

Derived from filed accounts. Not audited figures.