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Ryans Business Advisors Limited

05867784

active
Private Limited Company
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

67 CHORLEY OLD ROAD, LANCASHIRE, BL1 3AJ
Incorporated 05/07/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

69201
Accounting and auditing activities

Officers

Mr Martin Peter Smith

director · Since 05/07/2006

DIRECTOR

BRITISH · ENGLAND · Age 47

Also on 7 other boards

Mr Dale Robert Pollitt

director · Since 31/03/2018

CHARTERED ACCOUNTANT

BRITISH · ENGLAND · Age 35

Also on 8 other boards

Persons with Significant Control

Mr Martin Peter Smith

Significant control

British · England · Age 47

67 Chorley Old Road, Lancashire, BL1 3AJ

Notified 06/04/2016

M&Z Northern Limited

25–50% shares
25–50% votes

67, Chorley Old Road, Bolton, BL1 3AJ

Reg: 10881718 · Companies House · Limited Company

Notified 01/01/2018

Mr Dale Robert Pollitt

Significant control

British · England · Age 35

67 Chorley Old Road, Lancashire, BL1 3AJ

Notified 31/03/2018

Drp 2017 Ltd

25–50% shares
25–50% votes

53, Fallow Brook, Leigh, WN7 3RB

Reg: 10942655 · Companies House · Limited Company

Notified 31/03/2018

Former PSCs

Mr Martin Peter Smith

Ceased 01/01/2018

Ryans Limited

Ceased 31/03/2018

Charges4 outstanding

Charge
outstanding

M & Z NORTHERN LIMITED

Created 10/01/2025Registered 13/01/2025
Charge
outstanding

LLOYDS BANK PLC

Created 17/02/2023Registered 21/02/2023
Charge
outstanding

LLOYDS BANK PLC

Created 16/01/2023Registered 17/01/2023
Charge
outstanding

LLOYDS BANK PLC

Created 22/08/2022Registered 23/08/2022
Charge
satisfied

CLIVE ANTHONY CHISNALL AND MARTIN PETER SMITH

Created 31/03/2018Registered 03/04/2018Satisfied 05/10/2022

CompanyRankvs 7332+ SIC 69201 peers
65

Financial strength97th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.99× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£576k

Balance sheet strength

Cash

£229k

Cash in the bank

Net Current Assets

-£10k

Working capital

Current Assets

£778k

Current Liabilities

£788k

Fixed Assets

£828k

Debtors

£549k

32avg. employees

Balance Sheet

Intangible assets£70k
Bank loans & overdrafts£119k
Assets less current liabilities£818k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.99+£0
20250.99+£1k
20241.03+£8k
20231.06+£3k
20221.87+£838
20211.70+£24k
20201.62+£45k
20191.54+£34k
20181.36

Derived from filed accounts. Not audited figures.