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Clare And Howard Limited

05876071

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

21 HIGH STREET, GARSTANG, LANCASHIRE, PR3 1FA
Incorporated 13/07/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

86900
Other human health activities

Officers

Miss Charlotte Bailey

director · Since 03/03/2017

DIRECTOR

BRITISH · ENGLAND · Age 51

Mrs Emma Grey

director · Since 30/04/2025

DIRECTOR

BRITISH · UNITED KINGDOM · Age 35

Persons with Significant Control

Miss Charlotte Bailey

50–75% shares
50–75% votes

British · England · Age 51

8 Park Road, Poulton Le Fylde, FY6 7JD

Notified 01/06/2018

Mrs Emma Grey

25–50% shares
25–50% votes

British · United Kingdom · Age 35

91 Ashton Bank Way, Ashton, Preston, PR2 1BZ

Notified 30/04/2025

Former PSCs

Mrs Gillian Pye

Ceased 05/12/2016

Mr Mark Pye

Ceased 05/12/2016

Mrs Gillian Pye

Ceased 30/04/2025

Charges1 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 01/02/2007Registered 03/02/2007

CompanyRankvs 4351+ SIC 86900 peers
68

Financial strength89th percentile among SIC peers · 22/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.4× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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4351Clare And Howard Limited
78
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£86k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£38k

Working capital

Current Assets

£132k

Current Liabilities

£94k

Fixed Assets

£48k

7avg. employees-1

Balance Sheet

Assets less current liabilities£86k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.40-£32k
20241.61-£4k
20231.49+£418
20221.34+£1k
20211.34—

Derived from filed accounts. Not audited figures.