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Your Mortgage Decisions Limited

05909047

in administration
Private Limited Company
england wales
Companies House
2 outstanding charges
Insolvency history
Health Score
N/A

Details

C/O M.R. INSOLVENCY, SUITE ONE PEEL MILL, MORLEY, LS27 8AG
Incorporated 17/08/2006

Compliance

Last accounts

31/12/2022

total exemption full

Next accounts due

30/09/2024

Overdue

Confirmation statement

Last: 08/08/2023

Due 22/08/2024

Overdue

Industry

64999
Other financial service activities

Officers

Mr Martin Paul Wade

director · Since 17/08/2006

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 11 other boards

Mr Martin Paul Wade

secretary · Since 26/02/2008

BRITISH · ENGLAND · Age 56

Also on 11 other boards

Persons with Significant Control

Mr Dominik Lipnicki

25–50% shares
25–50% votes
Appoint directors

English · England · Age 46

Eventus, Sunderland Road, Northfields Industrial Estate, Peterborough, PE6 8FD

Notified 01/07/2016

Mr Martin Paul Wade

50–75% shares
50–75% votes
Appoint directors

British · England · Age 56

Eventus, Sunderland Road, Northfields Industrial Estate, Peterborough, PE6 8FD

Notified 01/07/2016

Charges2 outstanding

A registered charge
fully satisfied

Everett James LTD Retirement Benefit Scheme

Created 24/08/2014Registered 12/09/2014Satisfied 12/09/2023
Debenture
fully satisfied

Totemic Limited

Fixed and floating charge over the undertaking and all property and assets present and future, including goodwill, book debts, uncalled capital, buildings, fixtures, fixed plant & machinery see image for full details.

All monies due or to become due from the company to the chargee on any account whatsoever under the terms of the aforementioned instrument creating or evidencing the charge

Created 08/04/2011Registered 16/04/2011Satisfied 09/09/2015
Debenture
fully satisfied

Totemic Limited

Fixed and floating charge over the undertaking and all property and assets present and future, including goodwill, book debts, uncalled capital, fixtures, plant & machinery. See image for full details.

All monies due or to become due from the company to the chargee on any account whatsoever under the terms of the aforementioned instrument creating or evidencing the charge

Created 25/03/2011Registered 08/04/2011Satisfied 09/09/2015
Guarantee & debenture
outstanding

Barclays Bank PLC

Fixed and floating charge over the undertaking and all property and assets present and future, including goodwill, book debts, uncalled capital, buildings, fixtures, fixed plant & machinery.

All monies due or to become due from the company and/or all or any of the companies named therein to the chargee on any account whatsoever

Created 05/06/2009Registered 16/06/2009
Debenture
outstanding

Barclays Bank PLC

Fixed and floating charges over the undertaking and all property and assets present and future including goodwill bookdebts uncalled capital buildings fixtures fixed plant and machinery.

All monies due or to become due from the company to the chargee on any account whatsoever

Created 20/02/2007Registered 03/03/2007

Insolvency History1 case

in administration

Michael Royce (practitioner)

CompanyRankvs 15+ SIC 64999 peers
22

Financial strengthNo net worth data · 0/25
EmployeesNo employee data · 0/15
LiquidityCurrent ratio 1.3× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10Insolvency history -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Insolvency history: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2022

Net Worth

£119k

Balance sheet strength

Cash

£316

Cash in the bank

Net Current Assets

£296k

Working capital

Current Assets

£1.3M

Current Liabilities

£995k

Fixed Assets

£177k

Debtors

£1.3M

36avg. employees+4

Balance Sheet

Assets less current liabilities£472k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20221.30-£93k
20211.47

Derived from filed accounts. Not audited figures.