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Clearwater Mortgages Limited

05936807

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

41B BEACH ROAD, LITTLEHAMPTON, BN17 5JA
Incorporated 15/09/2006

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 15/09/2025

Due 29/09/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Stephen John Newman

director · Since 15/09/2006

MORTGAGE BROKER

BRITISH · UNITED KINGDOM · Age 60

Mrs Katherine Newman

secretary · Since 15/09/2006

BRITISH · UNITED KINGDOM · Age 48

Also on 3 other boards

Mrs Katherine Newman

director · Since 28/09/2006

CUSTOMER SERVICES OFFICER

BRITISH · UNITED KINGDOM · Age 48

Also on 3 other boards

Persons with Significant Control

Mr Stephen John Newman

50–75% shares

British · United Kingdom · Age 60

Manor Cottage, 5 Manor Road, Littlehampton, BN16 3QT

Notified 06/04/2016

Mrs Katherine Newman

25–50% shares

British · United Kingdom · Age 48

Manor Cottage, 5 Manor Road, Littlehampton, BN16 3QT

Notified 06/04/2016

CompanyRankvs 2334+ SIC 64999 peers
77

Financial strength70th percentile among SIC peers · 18/25
Employees63th percentile among SIC peers · 9/15
LiquidityCurrent ratio 3.38× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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2334Clearwater Mortgages Limited
77
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£44k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£38k

Working capital

Current Assets

£54k

Current Liabilities

£16k

Fixed Assets

£5k

2avg. employees

Balance Sheet

Assets less current liabilities£44k
Signed by S J Newman 23/09/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20263.38+£1k
20254.03-£2k
20243.41-£16k
20233.37—

Derived from filed accounts. Not audited figures.