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Payment Card Solutions (Uk) Limited

05941947

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

12-18 GROSVENOR GARDENS, LONDON, SW1W 0DH
Incorporated 20/09/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

62090
Other information technology service activities
64999
Other financial service activities

Officers

Mr Paul John Swinton

director · Since 20/09/2006

BUSINESS CONSULTANT

BRITISH · UNITED KINGDOM · Age 52

Mr Thomas Michael Richard Jennings

director · Since 04/01/2023

FINANCIAL SERVICES PROFESSIONAL

BRITISH · ENGLAND · Age 45

Also on 1 other board

Mr Olivier Simon Hensby

director · Since 02/01/2024

GROUP DEPUTY GENERAL COUNSEL

BRITISH · ENGLAND · Age 44

Also on 3 other boards

Livia Benisty

director · Since 10/06/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 42

Ms Disha Gulati

secretary · Since 11/08/2025

Persons with Significant Control

Payment Card Solutions Group Ltd

75–100% shares
75–100% votes

21-24 Millbank, 21-24 Millbank, London, SW1P 4QP

Reg: 10149512 · England And Wales · Limited Comapny

Notified 27/04/2016

Former PSCs

Mr Paul Swinton

Ceased 29/12/2022

Mr Robert William Anderson

Ceased 29/12/2022

Charges1 outstanding

Charge
outstanding

MASTERCARD INTERNATIONAL INCORPORATED

Created 02/05/2023Registered 04/05/2023
Charge
satisfied

HSBC UK BANK PLC

Created 02/09/2020Registered 03/09/2020Satisfied 13/02/2023

CompanyRankvs 2582+ SIC 62090 peers
62

Financial strength100th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.08× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/12/2024

Net Worth

£7.1M

Balance sheet strength

Cash

£85.8M

Cash in the bank

Profit Before Tax

£865k

Bottom line earnings

Net Current Assets

£6.5M

Working capital

Current Assets

£93.0M

Current Liabilities

£86.5M

Fixed Assets

£637k

Debtors

£7.1M

Admin Expenses

£9.5M

Profit After Tax

£825k

88avg. employees+21

Tax at Year End(2023)

Dividends paid£347k

Director Loans(2018)

Company owes directors£20k

People Costs

Wages & salaries£6.4M

Balance Sheet

Intangible assets£0
Assets less current liabilities£7.2M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20241.08+£1.3M
20231.04+£3.7M
20221.00+£400k
20211.10-£205k
20201.18-£86k
20191.36+£709k
20181.50

Derived from filed accounts. Not audited figures.