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Independent Mortgage Advice Bureau (Imab) Ltd

05957105

active
Private Limited Company
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

UNIT 17 ORBITAL 25 BUSINESS PARK, WATFORD, WD18 9DA
Incorporated 05/10/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services
66220
Activities of insurance agents and brokers

Officers

Tracy Jane Wood

secretary · Since 05/10/2006

BRITISH

Mr Nicholas Duncan Wood

director · Since 05/10/2006

MANAGER

BRITISH · ENGLAND · Age 57

Also on 1 other board

Persons with Significant Control

Mr Nicholas Duncan Wood

25–50% shares

British · United Kingdom · Age 57

Unit 17, Orbital 25 Business Park, Watford, WD18 9DA

Notified 06/04/2016

Mrs Tracy Jane Wood

25–50% shares

British · England · Age 55

Unit 17, Orbital 25 Business Park, Watford, WD18 9DA

Notified 06/04/2016

Charges1 outstanding

charge
outstanding

HSBC BANK PLC

Created 02/02/2007Registered 03/02/2007

CompanyRankvs 1992+ SIC 66190 peers
54

Financial strength70th percentile among SIC peers · 18/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.3× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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1992Independent Mortgage Advice Bureau (Imab) Ltd
64
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£34k

Balance sheet strength

Cash

£28k

Cash in the bank

Net Current Assets

-£76k

Working capital

Current Assets

£33k

Current Liabilities

£109k

Fixed Assets

£150k

Debtors

£5k

11avg. employees-2

Balance Sheet

Intangible assets£49k
Assets less current liabilities£74k
Signed by Mr Nicholas Wood 04/03/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.30—
2022—-£83k
2021—-£25k
20202.18-£17k
20191.25-£16k
20181.18—

Derived from filed accounts. Not audited figures.