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Independent Mortgage Advice Bureau (Imab) Ltd

05957105

active
Private Limited Company
england wales
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

UNIT 17 ORBITAL 25 BUSINESS PARK, WATFORD, WD18 9DA
Incorporated 05/10/2006

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 30/09/2025

Due 14/10/2026

On track

Industry

66190
Other activities auxiliary to financial services
66220
Activities of insurance agents and brokers

Officers

Tracy Jane Wood

secretary · Since 05/10/2006

BRITISH

Mr Nicholas Duncan Wood

director · Since 05/10/2006

MANAGER

BRITISH · ENGLAND · Age 57

Also on 1 other board

Persons with Significant Control

Mr Nicholas Duncan Wood

25–50% shares

British · United Kingdom · Age 57

Unit 17, Orbital 25 Business Park, Watford, WD18 9DA

Notified 06/04/2016

Mrs Tracy Jane Wood

25–50% shares

British · England · Age 56

Unit 17, Orbital 25 Business Park, Watford, WD18 9DA

Notified 10/08/2026

Former PSCs

Mrs Tracy Jane Wood

Ceased 10/08/2026

Charges1 outstanding

charge
outstanding

HSBC BANK PLC

Created 02/02/2007Registered 03/02/2007

CompanyRankvs 1572+ SIC 66190 peers
58

Financial strength87th percentile among SIC peers · 22/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.41× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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1572Independent Mortgage Advice Bureau (Imab) Ltd
68
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£214k

Balance sheet strength

Cash

£49k

Cash in the bank

Net Current Assets

-£71k

Working capital

Current Assets

£50k

Current Liabilities

£120k

Fixed Assets

£494k

Debtors

£832

8avg. employees-3

Balance Sheet

Intangible assets£211k
Assets less current liabilities£423k
Signed by Mr Nicholas Wood 01/09/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.41+£179k
20240.30—

Derived from filed accounts. Not audited figures.