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More Choice Financial Ltd

05973830

active
ltd
england wales
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

7 Station Square, Flitwick, Bedford, MK45 1DP
Incorporated 20/10/2006

Previously known as

Mainly Mortgages Ltd · until 21/10/2008

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 30/09/2025

Due 14/10/2026

On track

Industry

64999
Other financial service activities

Officers

Ms Julie Dawn Myers

director · Since 20/10/2006

MORTGAGE BROKER

BRITISH · ENGLAND · Age 61

Also on 2 other boards

Mr Gareth Tucker

director · Since 20/10/2006

MORTGAGE BROKER

BRITISH · ENGLAND · Age 47

Also on 1 other board

Mr Jeremy Paul Gibson

director · Since 07/08/2025

DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 55 other boards

Mr Daniel Richard Mumford

director · Since 07/08/2025

DIRECTOR

BRITISH · ENGLAND · Age 47

Also on 4 other boards

Mr Mayank Prakash

director · Since 21/10/2025

DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 50 other boards

Julie Dawn Myers

director · Since 20/10/2006

British · England · Age 61

Gareth Tucker

director · Since 20/10/2006

British · England · Age 47

Daniel Richard Mumford

director · Since 07/08/2025

British · England · Age 47

Jeremy Paul Gibson

director · Since 07/08/2025

British · England · Age 53

Mayank Prakash

director · Since 21/10/2025

British · England · Age 53

Former

Form 10 Directors Fd Ltd

corporate nominee director · Resigned 23/10/2006

Form 10 Secretaries Fd Ltd

corporate nominee secretary · Resigned 23/10/2006

Julie Dawn Myers

secretary · Resigned 07/08/2025

Simon David Embley

director · Resigned 21/10/2025

Persons with Significant Control

Pivotal Growth Limited

75–100% shares
75–100% votes
Appoint directors

Floor 4, 11 Leadenhall Street, London, EC3V 1LP

Reg: 13243328 · The Register Of Companies Maintained By The Registrar Of Companies For England And Wales · Private Company Limited By Shares

Notified 07/08/2025

Former PSCs

Mr Gareth Tucker

Ceased 07/08/2025

Ms Julie Dawn Myers

Ceased 07/08/2025

Charges0 outstanding

charge
satisfied

COWLGROVE LIMITED

Created 03/12/2010Registered 09/12/2010Satisfied 13/12/2024

Change History

officer appointedGIBSON, Jeremy Paul
2026-08-20
officer appointedMUMFORD, Daniel Richard
2026-08-20
officer appointedMYERS, Julie Dawn
2026-08-20
officer appointedPRAKASH, Mayank
2026-08-20
officer appointedTUCKER, Gareth
2026-08-20
statusactive
2026-08-20

Active

typeltd
2026-08-20

Private Limited Company

address line17 Station Square
2026-08-20

7 STATION SQUARE

post townBedford
2026-08-20

BEDFORD

CompanyRankvs 2684+ SIC 64999 peers
80

Financial strength80th percentile among SIC peers · 20/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.6× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£125k

Balance sheet strength

Cash

£249k

Cash in the bank

Net Current Assets

£120k

Working capital

Current Assets

£321k

Current Liabilities

£201k

Fixed Assets

£5k

Debtors

£72k

6avg. employees+1

Tax at Year End

Corp tax£110k

Balance Sheet

Assets less current liabilities£125k
Prepared with Caseware UK (AP4) 2023.0.135

EstimatesDerived

YearCurrent RatioImplied Profit
20241.60-£6k
20231.75

Derived from filed accounts. Not audited figures.