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More Choice Financial Ltd

05973830

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

7 STATION SQUARE, BEDFORD, MK45 1DP
Incorporated 20/10/2006

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 30/09/2025

Due 14/10/2026

On track

Industry

64999
Other financial service activities

Officers

Ms Julie Dawn Myers

director · Since 20/10/2006

MORTGAGE BROKER

BRITISH · ENGLAND · Age 61

Also on 2 other boards

Mr Gareth Tucker

director · Since 20/10/2006

MORTGAGE BROKER

BRITISH · ENGLAND · Age 46

Also on 1 other board

Mr Jeremy Paul Gibson

director · Since 07/08/2025

DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 55 other boards

Mr Daniel Richard Mumford

director · Since 07/08/2025

DIRECTOR

BRITISH · ENGLAND · Age 47

Also on 4 other boards

Mr Mayank Prakash

director · Since 21/10/2025

DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 50 other boards

Persons with Significant Control

Pivotal Growth Limited

75–100% shares
75–100% votes
Appoint directors

Floor 4, 11 Leadenhall Street, London, EC3V 1LP

Reg: 13243328 · The Register Of Companies Maintained By The Registrar Of Companies For England And Wales · Private Company Limited By Shares

Notified 07/08/2025

Former PSCs

Mr Gareth Tucker

Ceased 07/08/2025

Ms Julie Dawn Myers

Ceased 07/08/2025

Charges0 outstanding

charge
satisfied

COWLGROVE LIMITED

Created 03/12/2010Registered 09/12/2010Satisfied 13/12/2024

CompanyRankvs 42180+ SIC 64999 peers
80

Financial strength80th percentile among SIC peers · 20/25
Employees91th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.6× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£125k

Balance sheet strength

Cash

£249k

Cash in the bank

Net Current Assets

£120k

Working capital

Current Assets

£321k

Current Liabilities

£201k

Fixed Assets

£5k

Debtors

£72k

6avg. employees+1

Tax at Year End

Corp tax£110k

Balance Sheet

Assets less current liabilities£125k
Prepared with Caseware UK (AP4) 2023.0.135

EstimatesDerived

YearCurrent RatioImplied Profit
20241.60-£6k
20231.75-£308k
20213.66—

Derived from filed accounts. Not audited figures.