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Keystone Imc Limited

05983492

active
Private Limited Company
england wales
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

2 DEBEN MILL BUSINESS CENTRE, IPSWICH, IP12 1BL
Incorporated 31/10/2006

Compliance

Last accounts

31/10/2025

micro entity

Next accounts due

31/07/2027

On track

Confirmation statement

Last: 31/10/2025

Due 14/11/2026

On track

Industry

66190
Other activities auxiliary to financial services
66220
Activities of insurance agents and brokers

Officers

Mr Lyle Houghton

secretary · Since 31/10/2006

MORTGAGE CONSULTANT

BRITISH · UNITED KINGDOM · Age 50

Also on 3 other boards

Mr Lyle Houghton

director · Since 31/10/2006

MORTGAGE CONSULTANT

BRITISH · ENGLAND · Age 50

Also on 3 other boards

Mrs Sarah Jayne Houghton

secretary · Since 01/12/2021

Persons with Significant Control

Mr Lyle Houghton

50–75% shares
50–75% votes
Appoint directors

British · England · Age 50

2 Deben Mill Business Centre, Old Maltings Approach, Ipswich, IP12 1BL

Notified 06/04/2016

Mrs Sarah Jayne Houghton

25–50% shares
25–50% votes

British · England · Age 54

2 Deben Mill Business Centre, Ipswich, IP12 1BL

Notified 04/04/2020

Former PSCs

Mr Jason Lee Hegarty

Ceased 01/11/2018

Miss Victoria Rance

Ceased 04/04/2020

Charges2 outstanding

A registered charge
satisfied

NATIONAL WESTMINSTER BANK PLC

LEGAL CHARGE

Created 10/01/2007Registered 23/08/2026Satisfied 23/08/2026
A registered charge
satisfied

NATIONAL WESTMINSTER BANK PLC

DEBENTURE

Created 30/01/2007Registered 23/08/2026Satisfied 23/08/2026
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 30/01/2007Registered 01/02/2007
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 10/01/2007Registered 29/01/2007

CompanyRankvs 774+ SIC 66190 peers
66

Financial strength87th percentile among SIC peers · 22/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.16× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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774Keystone Imc Limited
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£198k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£11k

Working capital

Current Assets

£78k

Current Liabilities

£67k

Fixed Assets

£193k

3avg. employees

Balance Sheet

Assets less current liabilities£203k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.16+£9k
20241.50-£25k
20232.57—

Derived from filed accounts. Not audited figures.