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Keystone Imc Limited

05983492

active
Private Limited Company
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

2 DEBEN MILL BUSINESS CENTRE, IPSWICH, IP12 1BL
Incorporated 31/10/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services
66220
Activities of insurance agents and brokers

Officers

Mr Lyle Houghton

secretary · Since 31/10/2006

MORTGAGE CONSULTANT

BRITISH · UNITED KINGDOM · Age 50

Also on 3 other boards

Mr Lyle Houghton

director · Since 31/10/2006

MORTGAGE CONSULTANT

BRITISH · ENGLAND · Age 50

Also on 3 other boards

Mrs Sarah Jayne Houghton

secretary · Since 01/12/2021

Persons with Significant Control

Mr Lyle Houghton

50–75% shares
50–75% votes
Appoint directors

British · England · Age 50

2 Deben Mill Business Centre, Old Maltings Approach, Ipswich, IP12 1BL

Notified 06/04/2016

Mrs Sarah Jayne Houghton

25–50% shares
25–50% votes

British · England · Age 53

2 Deben Mill Business Centre, Ipswich, IP12 1BL

Notified 04/04/2020

Former PSCs

Mr Jason Lee Hegarty

Ceased 01/11/2018

Miss Victoria Rance

Ceased 04/04/2020

Charges2 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 30/01/2007Registered 01/02/2007
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 10/01/2007Registered 29/01/2007

CompanyRankvs 773+ SIC 66190 peers
66

Financial strength86th percentile among SIC peers · 22/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.16× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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773Keystone Imc Limited
76
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£198k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£11k

Working capital

Current Assets

£78k

Current Liabilities

£67k

Fixed Assets

£193k

3avg. employees

Balance Sheet

Assets less current liabilities£203k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.16+£9k
20241.50-£25k
20232.57+£9k
20223.97+£13k
20213.72+£37k
20203.18+£50k
20190.27-£12k
20180.92—

Derived from filed accounts. Not audited figures.