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Sovereign Private Finance Limited

05991584

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

Lower Gawns, Blisland, Bodmin, PL30 4JL
Incorporated 08/11/2006

Previously known as

Treacle Mortgages Ltd · until 14/08/2009

Compliance

Last accounts

30/11/2025

micro entity

Next accounts due

31/08/2027

On track

Confirmation statement

Last: 08/11/2025

Due 22/11/2026

On track

Industry

64999
Other financial service activities
70229
Management consultancy activities

Officers

John Kenneth Bowen

secretary · Since 08/11/2006

British

John Kenneth Bowen

director · Since 01/08/2009

British · United Kingdom · Age 76

Persons with Significant Control

Mr John Kenneth Bowen

75–100% shares

British · United Kingdom · Age 76

Lower Gawns, Blisland, Bodmin, PL30 4JL

Notified 01/08/2016

Change History

statusactive
2026-06-06

Active

typeltd
2026-06-06

Private Limited Company

address line1Lower Gawns
2026-06-06

LOWER GAWNS

post townBodmin
2026-06-06

BODMIN

CompanyRankvs 3035+ SIC 64999 peers
75

Financial strength59th percentile among SIC peers · 15/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 13.59× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength15/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2025

Net Worth

£13k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£60k

Working capital

Current Assets

£64k

Current Liabilities

£5k

2avg. employees-1

Balance Sheet

Assets less current liabilities£60k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
202513.59-£1k
202414.49-£799
202341.07

Derived from filed accounts. Not audited figures.