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Pf Financial Ltd

06044532

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

1A HIGH STREET, HEMEL HEMPSTEAD, HP3 0HG
Incorporated 08/01/2007

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mrs Loraine Elverson

secretary · Since 08/01/2007

BRITISH · UNITED KINGDOM · Age 58

Also on 4 other boards

Mr Jeremy Philip Elverson

director · Since 08/01/2007

INDEPENDENT FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 61

Also on 4 other boards

Mr James Michael Pinder

director · Since 01/03/2023

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 35

Mrs Urmi Acharya

director · Since 01/03/2025

PARAPLANNER

INDIAN · ENGLAND · Age 49

Persons with Significant Control

Mr Jeremy Philip Elverson

25–50% shares

British · England · Age 61

1a, High Street, Hemel Hempstead, HP3 0HG

Notified 06/04/2016

Mr James Michael Pinder

25–50% shares
25–50% votes
significant-influence-or-control-as-firm

British · England · Age 35

1a, High Street, Hemel Hempstead, HP3 0HG

Notified 01/01/2024

Mrs Urmi Acharya

Significant control

Indian · England · Age 49

1a, High Street, Hemel Hempstead, HP3 0HG

Notified 01/03/2025

Former PSCs

Mr Robert Charles Lees

Ceased 01/05/2021

Mr Richard Derrick French

Ceased 01/05/2021

CompanyRankvs 4849+ SIC 64999 peers
74

Financial strength55th percentile among SIC peers · 14/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.79× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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4849Pf Financial Ltd
70
How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Turnover

£350k

Annual revenue

Net Worth

£7k

Balance sheet strength

Cash

£294

Cash in the bank

Profit Before Tax

£9k

Bottom line earnings

Net Current Assets

£231

Working capital

Current Assets

£12k

Current Liabilities

£7k

Fixed Assets

£56k

Debtors

£15k

Gross Profit

£350k

Admin Expenses

£337k

Operating Profit

£13k

Profit After Tax

£7k

6avg. employees

Tax at Year End(2020)

Corp tax£30k

Balance Sheet

Intangible assets£1
Assets less current liabilities£56k

EstimatesDerived

YearCurrent RatioImplied Profit
20251.79—
20240.70—
20230.62-£35k
20221.40-£18k
20211.63+£43k
20201.12-£18k
20191.33—

Derived from filed accounts. Not audited figures.