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Central Asset Finance Limited

06061892

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 6 outstanding charges (-10)

Details

WESTBURY COURT CHURCH ROAD, BRISTOL, BS9 3EF
Incorporated 23/01/2007

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 23/01/2026

Due 06/02/2027

On track

Industry

64910
Financial leasing

Officers

Mrs Julie Dick

secretary · Since 31/01/2007

DIRECTOR

BRITISH · UNITED KINGDOM · Age 54

Also on 7 other boards

Mrs Julie Dick

director · Since 31/01/2007

DIRECTOR

BRITISH · UNITED KINGDOM · Age 54

Also on 7 other boards

Mr Malcolm Frederick Parsons

director · Since 31/01/2007

FINANCE

BRITISH · ENGLAND · Age 60

Also on 1 other board

Mr Frank Day

director · Since 17/09/2007

FINANCE BROKER

BRITISH · ENGLAND · Age 46

Also on 1 other board

Persons with Significant Control

Mr Malcolm Frederick Parsons

25–50% shares
25–50% votes

British · England · Age 60

Westbury Court, Church Road, Bristol, BS9 3EF

Notified 06/04/2016

Mr Frank Day

25–50% shares
25–50% votes

British · England · Age 46

30, Vicarage Road, Bristol, BS3 1PD

Notified 07/04/2016

Mrs Julie Dick

25–50% shares
25–50% votes

British · England · Age 54

14, The Copse, Weston-Super-Mare, BS22 7SL

Notified 07/04/2016

Former PSCs

Mr Malcolm Parsons

Ceased 06/04/2016

Ms Julie Dick

Ceased 07/04/2016

Charges6 outstanding

Charge
outstanding

ALDERMORE BANK PLC

Created 02/12/2025Registered 09/12/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 14/05/2019Registered 14/05/2019
Charge
outstanding

INVESTEC ASSET FINANCE PLC

Created 10/06/2013Registered 14/06/2013
charge
outstanding

ALDERMORE BANK PLC

Created 14/03/2013Registered 16/03/2013
charge
outstanding

ING LEASE (UK) LTD

Created 06/01/2012Registered 07/01/2012
charge
outstanding

HITACHI CAPITAL (UK) PLC

Created 29/11/2010Registered 01/12/2010

CompanyRankvs 14+ SIC 64910 peers
76

Financial strength86th percentile among SIC peers · 22/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.87× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£2.0M

Balance sheet strength

Cash

£310k

Cash in the bank

Net Current Assets

£3.3M

Working capital

Current Assets

£5.1M

Current Liabilities

£1.8M

Fixed Assets

£15k

Debtors

£4.8M

5avg. employees

Tax at Year End(2019)

Corp tax£109k

Balance Sheet

Assets less current liabilities£3.3M
Signed by F Day 19 November 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.87+£198k
20243.43+£126k
20235.32+£37k
202232.79+£40k
20213.28+£121k
20203.04+£146k
20193.35

Derived from filed accounts. Not audited figures.