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Cf&L Limited

06157103

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • 11 outstanding charges (-10)

Details

5TH FLOOR DENCORA COURT, SOUTHEND-ON-SEA, SS1 2BB
Incorporated 13/03/2007

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 13/03/2026

Due 27/03/2027

On track

Industry

64910
Financial leasing

Officers

Mr Clive David Morris

director · Since 13/03/2007

DIRECTOR

BRITISH · ENGLAND · Age 65

Also on 3 other boards

Mrs Deborah Julia Morris

director · Since 13/03/2007

DIRECTOR

BRITISH · ENGLAND · Age 62

Also on 13 other boards

Mrs Deborah Julia Morris

secretary · Since 03/10/2007

BRITISH · ENGLAND · Age 62

Also on 13 other boards

Persons with Significant Control

Mr Clive David Morris

25–50% votes

British · England · Age 65

5th Floor, Dencora Court, Southend-On-Sea, SS1 2BB

Notified 13/03/2017

Mrs Deborah Julia Morris

Significant control

British · England · Age 62

5th Floor, Dencora Court, Southend-On-Sea, SS1 2BB

Notified 01/07/2021

Cfl Group Limited

75–100% shares
75–100% votes

5th Floor Dencora Court, Tylers Avenue, Southend-On-Sea, SS1 2BB

Reg: 08597844 · England · Limited Company

Notified 05/07/2023

Charges11 outstanding

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SIEMENS FINANCIAL SERVICES LIMITED

Created 24/06/2008Registered 25/06/2008
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 10/06/2008Registered 13/06/2008Satisfied 19/10/2013
charge
outstanding

SINGER & FRIEDLANDER LEASING LIMITED

Created 05/06/2008Registered 06/06/2008

CompanyRankvs 224+ SIC 64910 peers
56

Financial strength83th percentile among SIC peers · 21/25
Employees97th percentile among SIC peers · 15/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£991k

Balance sheet strength

Cash

-£94k

Cash in the bank

Net Current Assets

Working capital

Current Assets

Current Liabilities

£7.8M

Fixed Assets

£180k

Debtors

£9.0M

17avg. employees
Prepared with Silverfin

EstimatesDerived

YearImplied Profit
2025-£975k
2024+£488k
2023+£66k
2022+£3k

Derived from filed accounts. Not audited figures.