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Stephen Lower Insurance Services Holdings Ltd

06209099

active
Private Limited Company
Companies House
Health Score
82 / 100

Healthy

30/30
Filing
20/30
Financial
32/40
Risk
  • 4 outstanding charges (-8)

Details

145 NEW DOVER ROAD, FOLKESTONE, CT18 7JR
Incorporated 11/04/2007

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

82990
Other business support service activities

Officers

Mr Patrick Michael Plews

director · Since 11/04/2007

DIRECTOR

BRITISH · UNITED KINGDOM · Age 64

Also on 5 other boards

Sharon Elizabeth Plews

secretary · Since 01/12/2008

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 1 other board

Mrs Sharon Elizabeth Plews

director · Since 01/12/2008

DIRECTOR

BRITISH · UNITED KINGDOM · Age 61

Also on 5 other boards

Persons with Significant Control

Mr Patrick Michael Plews

25–50% shares
25–50% votes

British · United Kingdom · Age 64

145, New Dover Road, Folkestone, CT18 7JR

Notified 05/04/2017

Mrs Sharon Elizabeth Plews

25–50% shares
25–50% votes

British · United Kingdom · Age 61

145, New Dover Road, Folkestone, CT18 7JR

Notified 05/04/2017

Charges4 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 05/07/2021Registered 09/07/2021
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 01/02/2019Registered 13/02/2019
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 08/02/2011Registered 09/02/2011
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 02/05/2007Registered 05/05/2007

CompanyRankvs 4062+ SIC 82990 peers
75

Financial strength99th percentile among SIC peers · 25/25
Employees69th percentile among SIC peers · 10/15
LiquidityCurrent ratio 228.5× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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4062Stephen Lower Insurance Services Holdings Ltd
85
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£4.3M

Balance sheet strength

Cash

£1.6M

Cash in the bank

Net Current Assets

£3.1M

Working capital

Current Assets

£3.2M

Current Liabilities

£14k

Fixed Assets

£1.1M

Debtors

£1.6M

2avg. employees

Tax at Year End

Corp tax£8k

Balance Sheet

Assets less current liabilities£4.3M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
2024228.50+£261k
2023156.53+£182k
2022296.29+£248k
2021259.81+£245k
2020360.38+£153k
2019143.50—

Derived from filed accounts. Not audited figures.