Back to search

Credit Incentives Limited

06285043

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

25 HINE HOUSE, NOTTINGHAM, NG1 5BS
Incorporated 19/06/2007

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

82990
Other business support service activities

Officers

Mr Simon Ross James

director · Since 19/06/2007

CONSULTANT

BRITISH · ENGLAND · Age 62

Also on 2 other boards

Mrs Janet Winifred May James

director · Since 13/08/2007

DIRECTOR

BRITISH · ENGLAND · Age 72

Persons with Significant Control

Mr Simon Ross James

25–50% shares

British · England · Age 62

25, Hine House, Nottingham, NG1 5BS

Notified 06/04/2016

Mrs Janet Winifred May James

25–50% shares

British · England · Age 72

25, Hine House, Nottingham, NG1 5BS

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

WESTWOOD CAPITAL FINANCE LIMITED (CRN: 13963121)

Created 16/05/2024Registered 17/05/2024
Charge
outstanding

WESTWOOD CAPITAL FINANCE LIMITED (CRN: 13963121)

Created 16/05/2024Registered 17/05/2024

CompanyRankvs 107622+ SIC 82990 peers
31

Financial strength27th percentile among SIC peers · 7/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.05× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength7/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£2

Balance sheet strength

Cash

£33k

Cash in the bank

Net Current Assets

-£2.0M

Working capital

Current Assets

£111k

Current Liabilities

£2.1M

Fixed Assets

£995k

Debtors

£78k

0avg. employees-9

Tax at Year End(2024)

VAT£3k

Director Loans(2024)

Company owes directors£1.9M

Balance Sheet

Assets less current liabilities-£966k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20250.05
20240.02-£342k£57k
20230.03-£217k£78k
20220.04-£190k£78k
20210.06-£71k£49k
20200.20+£76k£48k
20190.49

Derived from filed accounts. Not audited figures.