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Photays & Associates Limited

06290548

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 5 outstanding charges (-10)

Details

792 Wickham Road, Croydon, Surrey, CR0 8EA
Incorporated 22/06/2007

Compliance

Last accounts

30/06/2025

micro entity

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 22/08/2025

Due 05/09/2026

On track

Industry

96090
Other personal service activities

Officers

Mr Surjeet Singh Photay

director · Since 22/06/2007

DENTIST

BRITISH · ENGLAND · Age 65

Also on 3 other boards

Mr Parkash Singh Photay

director · Since 22/06/2007

DENTIST

BRITISH · ENGLAND · Age 78

Also on 5 other boards

Mr Parkash Singh Photay

secretary · Since 22/06/2007

DENTIST

BRITISH · ENGLAND · Age 78

Also on 5 other boards

Parkash Singh Photay

secretary · Since 22/06/2007

British

Parkash Singh Photay

director · Since 22/06/2007

British · England · Age 78

Surjeet Singh Photay

director · Since 22/06/2007

British · England · Age 65

Former

Company Directors Limited

corporate nominee director · Resigned 22/06/2007

Temple Secretaries Limited

corporate nominee secretary · Resigned 22/06/2007

Persons with Significant Control

Mr Surjeet Singh Photay

25–50% shares
25–50% votes

British · England · Age 65

792 Wickham Road, Surrey, CR0 8EA

Notified 06/04/2016

Mr Parkash Singh Photay

25–50% shares
25–50% votes

British · England · Age 78

792 Wickham Road, Surrey, CR0 8EA

Notified 06/04/2016

Charges5 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

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outstanding

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outstanding

LLOYDS BANK PLC

Created 28/11/2014Registered 09/12/2014
Charge
outstanding

LLOYDS BANK PLC

Created 30/09/2014Registered 04/10/2014
charge
outstanding

BARCLAYS BANK PLC

Created 02/11/2009Registered 13/11/2009

Change History

statusactive
2026-07-14

Active

typeltd
2026-07-14

Private Limited Company

address line1792 Wickham Road
2026-07-14

792 WICKHAM ROAD

post townSurrey
2026-07-14

SURREY

CompanyRankvs 2524+ SIC 96090 peers
74

Financial strength97th percentile among SIC peers · 24/25
Employees69th percentile among SIC peers · 10/15
LiquidityCurrent ratio 4.05× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£851k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£476k

Working capital

Current Assets

£631k

Current Liabilities

£156k

Fixed Assets

£903k

2avg. employees

Balance Sheet

Assets less current liabilities£1.4M
Prepared with Sage Accounts Production Advanced 2025 - FRS102_2024

EstimatesDerived

YearCurrent RatioImplied Profit
20254.05-£21k
20244.72-£5k
20235.54

Derived from filed accounts. Not audited figures.