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Lifetime Financial Options Limited

06296048

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

OFFICE F12 TY MENTER, MOUNTAIN ASH, CF45 4SN
Incorporated 28/06/2007

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Michelle Irene Facey

secretary · Since 28/06/2007

BRITISH

Mr Kelvin Edward Facey

director · Since 28/06/2007

DIRECTOR

BRITISH · UNITED KINGDOM · Age 71

Also on 2 other boards

Persons with Significant Control

Mr Kelvin Edward Facey

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 71

Delfan, New Park Terrace, Pontypridd, CF37 1TH

Notified 06/04/2016

CompanyRankvs 4028+ SIC 64999 peers
76

Financial strength78th percentile among SIC peers · 20/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.63× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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4028Lifetime Financial Options Limited
72
How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£96k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£46k

Working capital

Current Assets

£117k

Current Liabilities

£72k

Fixed Assets

£53k

2avg. employees

Balance Sheet

Assets less current liabilities£98k
Signed by Mr Kelvin Facey 30/12/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.63+£28k
20241.12+£25k
20230.78-£2k
20220.98+£24k
20210.10—

Derived from filed accounts. Not audited figures.