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Speculate Developments Limited

06300198

active
ltd
england wales
Companies House
Insolvency history
Health Score
43 / 100

Notable Risks

25/30
Filing
0/30
Financial
18/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • Active insolvency proceedings (-20)
  • 1 outstanding charge (-2)

Details

4 Sheridan House, 23-25 London Street, Andover, SP10 2NU
Incorporated 03/07/2007

Compliance

Last accounts

31/07/2025

micro entity

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 02/07/2025

Due 16/07/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Miss Rebecca Elizabeth Speculo

director · Since 03/07/2007

PROPERTY DEVELOPMENT/RENOVATION

BRITISH · ENGLAND · Age 48

Also on 2 other boards

Miss Rebecca Elizabeth Speculo

secretary · Since 03/07/2007

BRITISH · ENGLAND · Age 48

Also on 2 other boards

Rebecca Elizabeth Speculo

director · Since 03/07/2007

British · England · Age 48

Rebecca Elizabeth Speculo

secretary · Since 03/07/2007

British

Former

Swift Incorporations Limited

corporate nominee secretary · Resigned 03/07/2007

Instant Companies Limited

corporate nominee director · Resigned 03/07/2007

Ian Barry Robinson

director · Resigned 30/11/2016

Persons with Significant Control

Miss Rebecca Elizabeth Speculo

75–100% shares
75–100% votes
Appoint directors
right-to-appoint-and-remove-directors-as-firm

British · United Kingdom · Age 48

Flat 4 Sherdian House, 23-25 London Street, Andover, SP10 2NU

Notified 18/09/2016

Former PSCs

Miss Rebecca Elizabeth Speculo

Ceased 22/08/2016

Charges1 outstanding

Charge
satisfied

VECTOR ASSET FINANCE LIMITED

Created 05/06/2019Registered 06/06/2019Satisfied 15/08/2024
charge
outstanding

COMMERCIAL FIRST BUSINESS LIMITED

Created 17/10/2007Registered 19/10/2007

Insolvency History1 case

receiver manager

Wayne Macpherson (receiver manager) · Louise Donna Baxter (receiver manager)

Change History

statusactive
2026-06-17

Active

typeltd
2026-06-17

Private Limited Company

address line14 Sheridan House
2026-06-17

4 SHERIDAN HOUSE

post townAndover
2026-06-17

ANDOVER

officer appointedSPECULO, Rebecca Elizabeth
2026-06-17
officer appointedSPECULO, Rebecca Elizabeth
2026-06-17

CompanyRankvs 148813+ SIC 68209 peers
24

Financial strength11th percentile among SIC peers · 3/25
Employees57th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.22× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10Insolvency history -10
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How is this score calculated?
Financial strength3/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Insolvency history: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2024

Net Worth

-£17k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£6k

Working capital

Current Assets

£2k

Current Liabilities

£8k

Debtors

£2k

1avg. employees

Director Loans

Company owes directors£641
Directors owe company£2k

Balance Sheet

Assets less current liabilities-£6k
Signed by Miss Rebecca Speculo 23/04/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.22-£13k
2023-£7k
2022-£3k
20210.30-£4k
2020-£951
20190.14-£7k
20180.01

Derived from filed accounts. Not audited figures.