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Novo Insurance Services Ltd

06308979

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

71 THE AVENUE, NORTHAMPTON, NN1 5BT
Incorporated 11/07/2007

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 28/10/2025

Due 11/11/2026

On track

Industry

65120
Non-life insurance
66220
Activities of insurance agents and brokers

Officers

Mr Mark Underwood

director · Since 30/05/2019

DIRECTOR

BRITISH · ENGLAND · Age 64

Also on 4 other boards

Persons with Significant Control

Mr Mark Underwood

Significant control

British · England · Age 64

168, Church Road, Hove, BN3 2DL

Notified 31/05/2019

Former PSCs

Mr Gregory Mark Durkan

Ceased 31/08/2017

Mr Kevin Joseph Durkan

Ceased 31/05/2019

CompanyRankvs 633+ SIC 65120 peers
60

Financial strength70th percentile among SIC peers · 18/25
Employees12th percentile among SIC peers · 2/15
LiquidityCurrent ratio 15.4× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

assets and liabilities and investment properties measured at fair value through profit or loss. The financial statements are prepared in sterling, which is the functional currency of the entity. Going concern No material uncertainties that may cast significant doubt about the ability of the company to continue as a going concern have been identified by the directors. The directors consider th

Key FinancialsYear ending 31/12/2024

Net Worth

£137k

Balance sheet strength

Cash

£119k

Cash in the bank

Net Current Assets

£137k

Working capital

Current Assets

£146k

Current Liabilities

£9k

Debtors

£27k

0avg. employees

Tax at Year End

Corp tax£7k

Balance Sheet

Assets less current liabilities£137k
Prepared with Sage Accounts Production Advanced 2023 - FRS102_2023

EstimatesDerived

YearCurrent RatioImplied Profit
202415.40+£22k
20237.25+£22k
20227.04+£27k
20218.31+£10k
20218.41+£18k
20206.11+£26k
20190.23+£0
20181.56

Derived from filed accounts. Not audited figures.