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A & M'S Limited

06317583

active
Private Limited Company
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

THE COACH HOUSE UNIT 42, BEXLEY, DA5 1LU
Incorporated 19/07/2007

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

85100
Pre-primary education

Officers

Emma Watters

secretary · Since 19/07/2007

ADMINISTRATION

BRITISH · Age 49

Also on 1 other board

Andrew Mcclorey

director · Since 19/07/2007

FLOORER

NORTHERN IRISH · UNITED KINGDOM · Age 54

Also on 1 other board

Miss Emma Watters

director · Since 01/01/2010

NURSERY NURSE

BRITISH · ENGLAND · Age 49

Persons with Significant Control

Miss Emma Watters

25–50% shares

British · England · Age 49

69, Green Curve, Banstead, SM7 1NS

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

CYNERGY BANK LIMITED

Created 25/03/2022Registered 29/03/2022
Charge
outstanding

CYNERGY BANK LIMITED

Created 25/03/2022Registered 29/03/2022
charge
satisfied

SANTANDER UK PLC

Created 07/04/2011Registered 15/04/2011Satisfied 28/03/2022
charge
satisfied

SANTANDER UK PLC

Created 25/01/2011Registered 28/01/2011Satisfied 28/03/2022
charge
satisfied

SANTANDER UK PLC

Created 25/01/2011Registered 28/01/2011Satisfied 28/03/2022
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 10/08/2007Registered 20/08/2007Satisfied 28/01/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 08/08/2007Registered 11/08/2007Satisfied 28/01/2011

CompanyRankvs 47+ SIC 85100 peers
79

Financial strength98th percentile among SIC peers · 25/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 3.34× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£1.7M

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£341k

Working capital

Current Assets

£486k

Current Liabilities

£145k

Fixed Assets

£3.6M

56avg. employees+96

Balance Sheet

Assets less current liabilities£3.9M
Prepared with v2026.16.1 micro_entity_frs_105_v1_1_3 filing

EstimatesDerived

YearCurrent RatioImplied Profit
20253.34+£40k
20246.40-£122k
20237.43-£121k
20224.96+£39k
20213.22

Derived from filed accounts. Not audited figures.