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Mortgage Factory Uk Ltd

06324559

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

2 QUEENS SQUARE, POULTON-LE-FYLDE, FY6 7BN
Incorporated 25/07/2007

Compliance

Last accounts

31/08/2024

micro entity

Next accounts due

30/08/2026

On track

Confirmation statement

Last: 25/07/2025

Due 08/08/2026

On track

Industry

64999
Other financial service activities

Officers

Accounts (Uk) Ltd

secretary · Since 01/08/2007

BRITISH

Also on 2 other boards

Mr Alan Dennis Lyne

director · Since 01/08/2007

MORTGAGE ADVISER

BRITISH · ENGLAND · Age 50

Also on 1 other board

Stephen James Kay-Jones

director · Since 24/11/2009

MORTGAGE SPECIALIST

BRITISH · ENGLAND · Age 61

Also on 1 other board

Mr Samuel Hargreaves

director · Since 22/07/2016

MORTGAGE ADVISOR

BRITISH · ENGLAND · Age 36

Also on 3 other boards

Persons with Significant Control

Mr Alan Dennis Lyne

50–75% shares
Appoint directors

British · England · Age 50

2, Queens Square, Poulton-Le-Fylde, FY6 7BN

Notified 06/04/2016

Mr Samuel Hargreaves

25–50% shares

British · England · Age 36

2, Queens Square, Poulton-Le-Fylde, FY6 7BN

Notified 06/04/2016

Former PSCs

Mr Stephen James Kay-Jones

Ceased 27/07/2025

CompanyRankvs 6204+ SIC 64999 peers
66

Financial strength40th percentile among SIC peers · 10/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.04× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength10/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£287

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£16k

Working capital

Current Assets

£378k

Current Liabilities

£362k

Fixed Assets

£19k

8avg. employees

Balance Sheet

Assets less current liabilities£35k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent Ratio
20251.04
20241.15
20231.39

Derived from filed accounts. Not audited figures.