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Creditas Financial Solutions Limited

06366166

active
Private Limited Company
england wales
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

THOMPSON CLOSE, CHESTERFIELD, S41 9AZ
Incorporated 10/09/2007

Compliance

Last accounts

31/12/2024

small

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 05/09/2025

Due 19/09/2026

On track

Industry

82990
Other business support service activities

Officers

Mr Lee David Streets

director · Since 09/07/2024

DIRECTOR

BRITISH · ENGLAND · Age 52

Also on 15 other boards

Mr Matthew James Hanson

director · Since 28/03/2025

DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 13 other boards

Persons with Significant Control

Creditas Financial Holdings Limited

75–100% shares
75–100% votes

72, Otley Road, Leeds, LS20 8BN

Reg: 08772996 · Registrar Of Companies · Private Limited Company

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

GLAS TRUST CORPORATION LIMITED

Created 06/09/2024Registered 09/09/2024
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 08/03/2022Registered 15/03/2022Satisfied 29/05/2024
charge
satisfied

SANTANDER UK PLC

Created 27/03/2013Registered 06/04/2013Satisfied 17/01/2014

CompanyRankvs 408+ SIC 82990 peers
80

Financial strength99th percentile among SIC peers · 25/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.61× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2024

Net Worth

£4.7M

Balance sheet strength

Cash

£3.5M

Cash in the bank

Net Current Assets

£4.6M

Working capital

Current Assets

£7.5M

Current Liabilities

£2.9M

Fixed Assets

£113k

Debtors

£4.0M

26avg. employees+5

Tax at Year End

Corp tax£833k

Balance Sheet

Intangible assets£0
Assets less current liabilities£4.7M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20242.61+£2.4M
20232.62+£904k
20223.24+£229k
20213.23+£241k
20203.34

Derived from filed accounts. Not audited figures.