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Smart Moves Financial Services Limited

06394772

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

1 Wrens Court, 53 Lower Queen Street, Sutton Coldfield, B72 1RT
Incorporated 10/10/2007

Previously known as

Smart Moves (Mortgages) Limited · until 09/10/2020

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 18/08/2025

Due 01/09/2026

On track

Industry

64999
Other financial service activities

Officers

Mrs Rachel Louise Woodward

director · Since 10/10/2007

DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 2 other boards

Mr Mark Anthony Ford

director · Since 21/08/2008

MORTGAGE ADVISOR

BRITISH · ENGLAND · Age 72

Also on 5 other boards

Rachel Louise Woodward

director · Since 10/10/2007

British · England · Age 46

Mark Anthony Ford

director · Since 21/08/2008

British · England · Age 72

Former

Rachel Louise Woodward

secretary · Resigned 20/01/2021

Persons with Significant Control

Mr Mark Anthony Ford

25–50% shares
25–50% votes
Appoint directors

British · England · Age 72

1 Wrens Court, 53 Lower Queen Street, Sutton Coldfield, B72 1RT

Notified 01/07/2016

Mrs Rachel Louise Woodward

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 46

1 Wrens Court, 53 Lower Queen Street, Sutton Coldfield, B72 1RT

Notified 01/07/2016

Change History

status → active
2026-06-22

Active

type → ltd
2026-06-22

Private Limited Company

address line1 → 1 Wrens Court
2026-06-22

1 WRENS COURT

post town → Sutton Coldfield
2026-06-22

SUTTON COLDFIELD

CompanyRankvs 13858+ SIC 64999 peers
49

Financial strength5th percentile among SIC peers · 1/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.61× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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13858Smart Moves Financial Services Limited
45
How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£34k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

—

Working capital

Current Assets

£28k

Current Liabilities

£47k

Fixed Assets

£818

3avg. employees-1

Balance Sheet

Total assets£29k

EstimatesDerived

YearCurrent RatioImplied Profit
20250.61+£758
20240.65-£17k
20231.03—

Derived from filed accounts. Not audited figures.