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Just Financial Planning Ltd

06453011

active
Private Limited Company
england wales
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

POINT HOUSE 5 HIGH STREET, NORWICH, NR12 7AA
Incorporated 13/12/2007

Compliance

Last accounts

30/09/2025

total exemption full

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 13/12/2025

Due 27/12/2026

On track

Industry

64999
Other financial service activities

Officers

Mrs Holly Judith Heald

secretary · Since 13/12/2007

BRITISH · UNITED KINGDOM · Age 46

Also on 2 other boards

Mrs Holly Judith Heald

director · Since 13/12/2007

FINANCIAL ADVISOR

BRITISH · UNITED KINGDOM · Age 46

Also on 2 other boards

Mr Roy Arthur Durrant

director · Since 01/10/2016

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 57

Persons with Significant Control

Mrs Holly Judith Heald

Significant control

British · England · Age 46

Point House, 5 High Street, Norwich, NR12 7AA

Notified 06/04/2016

Mr Roy Arthur Durrant

Significant control

British · United Kingdom · Age 57

Point House, 5 High Street, Norwich, NR12 7AA

Notified 01/10/2016

Charges2 outstanding

Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED TRADING AS TOGETHER

Created 27/08/2019Registered 28/08/2019
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED TRADING AS TOGETHER

Created 27/08/2019Registered 27/08/2019

CompanyRankvs 397+ SIC 64999 peers
77

Financial strength88th percentile among SIC peers · 22/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.42× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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397Just Financial Planning Ltd
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£343k

Balance sheet strength

Cash

£454k

Cash in the bank

Net Current Assets

£320k

Working capital

Current Assets

£544k

Current Liabilities

£225k

Fixed Assets

£31k

Debtors

£90k

Profit After Tax

£408k

22avg. employees+4

Tax at Year End

Corp tax£139k
Dividends paid-£411k

People Costs(2024)

Wages & salaries£567k

Balance Sheet

Assets less current liabilities£350k
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20252.42+£21k
20242.63+£9k
20232.84-£49k
20223.28-£40k
20214.51-£11k
20204.10+£83k
20190.52—

Derived from filed accounts. Not audited figures.