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1st Choice Vehicle Finance Limited

06609099

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

UNIT A1-A3 DOLPHIN ENTERPRISE CENTRE, SHOREHAM BY SEA, BN43 6QB
Incorporated 03/06/2008

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 03/06/2026

Due 17/06/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Neil Spencer Chapman

director · Since 02/01/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 71

Also on 13 other boards

Mr Vincent Alex Pemberton

director · Since 02/01/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 9 other boards

Persons with Significant Control

Rivervale Cars Limited

75–100% shares
75–100% votes
Appoint directors

Rivervale House, Victoria Road, Brighton, BN41 1XB

Reg: 04898201 · Uk Companies House · Private Company Limited By Shares

Notified 02/01/2024

Former PSCs

Mr Neill Cole

Ceased 02/01/2024

Mrs Amanda Cole

Ceased 02/01/2024

CompanyRankvs 4490+ SIC 64999 peers
71

Financial strength28th percentile among SIC peers · 7/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.23× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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44901st Choice Vehicle Finance Limited
71
How is this score calculated?
Financial strength7/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2024

Net Worth

£100

Balance sheet strength

Cash

£12k

Cash in the bank

Net Current Assets

£12k

Working capital

Current Assets

£21k

Current Liabilities

£9k

Fixed Assets

£1k

Debtors

£9k

6avg. employees

Balance Sheet

Assets less current liabilities£13k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20242.23
20235.57
20226.49
20215.57
20205.05
20195.20

Derived from filed accounts. Not audited figures.