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Merit Financial Services Limited

06654809

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

32 THE SQUARE, GILLINGHAM, SP8 4AR
Incorporated 23/07/2008

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate
74909
Other professional, scientific and technical activities

Officers

Mr Malcolm John Steevens

director · Since 23/07/2008

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 68

Persons with Significant Control

Mr Malcolm John Steevens

75–100% shares
75–100% votes

British · England · Age 68

60, Portland Road, Weymouth, DT4 9AB

Notified 30/06/2016

Charges1 outstanding

Charge
outstanding

SHAWBROOK BANK LIMITED

Created 11/01/2023Registered 12/01/2023
Charge
satisfied

LLOYDS BANK PLC

Created 03/03/2017Registered 10/03/2017Satisfied 04/04/2023
Charge
satisfied

LLOYDS BANK PLC

Created 15/02/2017Registered 15/02/2017Satisfied 04/04/2023

CompanyRankvs 6342+ SIC 68209 peers
74

Financial strength81th percentile among SIC peers · 20/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 12.75× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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6342Merit Financial Services Limited
84
How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£148k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£168k

Working capital

Current Assets

£183k

Current Liabilities

£14k

Fixed Assets

£211k

3avg. employees

Balance Sheet

Assets less current liabilities£379k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202512.75+£14k
202415.26+£10k
202317.92-£35k
20222.46+£25k
20211.76—

Derived from filed accounts. Not audited figures.