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Expert Financial Limited

06660819

active
Private Limited Company
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

8 THE PAVEMENT, ST. IVES, PE27 5AD
Incorporated 30/07/2008

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Jennifer Hays

secretary · Since 30/07/2008

Mr Matthew William Hays

director · Since 30/07/2008

DIRECTOR

BRITISH · ENGLAND · Age 49

Mr Samuel Shortt

director · Since 20/08/2018

DIRECTOR

BRITISH · ENGLAND · Age 47

Also on 1 other board

Persons with Significant Control

Mr Matthew William Hays

25–50% shares
25–50% votes
Appoint directors

British · England · Age 49

8, The Pavement, St. Ives, PE27 5AD

Notified 30/06/2016

Mr Samuel Shortt

25–50% votes

British · England · Age 47

8, The Pavement, St. Ives, PE27 5AD

Notified 18/12/2018

Former PSCs

Mrs Jennifer Hays

Ceased 18/12/2018

CompanyRankvs 4426+ SIC 64999 peers
70

Financial strength58th percentile among SIC peers · 14/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.45× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£10k

Balance sheet strength

Cash

£18k

Cash in the bank

Net Current Assets

£52k

Working capital

Current Assets

£165k

Current Liabilities

£114k

Fixed Assets

£47k

Debtors

£148k

9avg. employees+9

Balance Sheet

Bank loans & overdrafts£29k
Assets less current liabilities£99k
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied Profit
20241.45+£5k
20231.43-£6k
20221.57-£4k
20211.09

Derived from filed accounts. Not audited figures.