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Personal Financial Matters Ltd

06684916

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

1 BROAD LANE, WOLVERHAMPTON, WV3 9BJ
Incorporated 01/09/2008

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mrs Babita Nahal

director · Since 23/01/2019

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 49

Persons with Significant Control

Mrs Babita Nahal

25–50% shares
25–50% votes

British · England · Age 49

1, Broad Lane, Wolverhampton, WV3 9BJ

Notified 13/02/2019

Former PSCs

Mr Kuldep Singh Nahal

Ceased 13/02/2019

CompanyRankvs 6520+ SIC 64999 peers
65

Financial strength53th percentile among SIC peers · 13/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.14× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength13/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£5k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£5k

Working capital

Current Assets

£19k

Current Liabilities

£16k

Fixed Assets

£511

2avg. employees-1

Balance Sheet

Assets less current liabilities£5k
Signed by Mrs Babita Nahal 21/05/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.14-£2k
20241.26-£19k
20231.88-£13k
20222.49-£27k
20214.31

Derived from filed accounts. Not audited figures.