Back to search

Ims Independent Mortgage Solutions Ltd

06745929

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

18 KINGS END, BICESTER, OX26 2AA
Incorporated 11/11/2008

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mrs Michelle Barbara Niziol

director · Since 11/11/2008

DIRECTOR

BRITISH · ENGLAND · Age 45

Also on 1 other board

Persons with Significant Control

Mrs Michelle Barbara Niziol

Significant control

British · England · Age 45

6, Deans Court, Bicester, OX26 6RD

Notified 30/06/2016

Charges1 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 05/05/2022Registered 10/05/2022

CompanyRankvs 407+ SIC 64999 peers
77

Financial strength91th percentile among SIC peers · 23/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 16.54× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1Atlanta Trust Limited
90
2Bishopsgate Corporate Finance Limited
90
3M.W. Beer & Co. Limited
90
4Mirabaud Asset Management Limited
90
5Chelsea Financial Services Plc
90
6Gee & Watson Wealth Management Limited
90
7Mileshield Commercial Funding Limited
90
8Yfm Private Equity Limited
90
9Dentons Pension Management Limited
90
10South West Investment Group Limited
90
407Ims Independent Mortgage Solutions Ltd
87
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£487k

Balance sheet strength

Cash

£21k

Cash in the bank

Net Current Assets

£487k

Working capital

Current Assets

£518k

Current Liabilities

£31k

Debtors

£497k

7avg. employees

Tax at Year End(2019)

Corp tax£59k
Dividends paid£215k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
202516.54+£45k
202412.36+£15k
202310.76+£63k
20224.47+£7k
20214.49+£6k
202010.10-£35k
20196.12—

Derived from filed accounts. Not audited figures.