Credit And Finance Ltd
06754520
Healthy
No risk factors detected.
Details
Compliance
Accounts
Confirmation statement
Industry
Officers
director · Since 15/10/2013
COMPANY DIRECTOR
BRITISH · ENGLAND · Age 69
Also on 12 other boards
Persons with Significant Control
Mr Saravanamuthu Kumarapalan
British · England · Age 69
1, Lancelot Parade, Lancelot Road, Wembley, HA0 2AJ
Notified 06/04/2016
CompanyRankvs 91125+ SIC 82990 peers47
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 30/11/2025
Net Worth
£12k
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
£12k
Working capital
Current Assets
£12k
Current Liabilities
—
Tax at Year End(2019)
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | — | +£0 |
| 2024 | — | +£0 |
| 2023 | — | +£0 |
| 2022 | 10.73 | +£137 |
| 2021 | 10.36 | -£163 |
| 2020 | 2.00 | -£385 |
| 2019 | 1.78 | -£72 |
| 2018 | 1.70 | — |
Derived from filed accounts. Not audited figures.