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Prestige Asset Finance Limited

06912229

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

164-166 High Street, Guildford, GU1 3HW
Incorporated 21/05/2009

Previously known as

Prestige Pawnbrokers Ltd · until 02/02/2011

Compliance

Last accounts

31/05/2025

total exemption full

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 07/04/2026

Due 21/04/2027

On track

Industry

82990
Other business support service activities

Officers

Mr James John Constantinou

director · Since 21/05/2009

PAWNBROKER

BRITISH · ENGLAND · Age 59

Also on 2 other boards

Miss Ana-Maria Zamfirescu

director · Since 10/08/2024

FINANCE DIRECTOR

ROMANIAN · ENGLAND · Age 37

James John Constantinou

director · Since 21/05/2009

British · England · Age 59

Ana-Maria Zamfirescu

director · Since 10/08/2024

Romanian · England · Age 37

Persons with Significant Control

Mr James John Constantinou

75–100% shares
75–100% votes

British · England · Age 59

Drayton House, Drayton Lane, Chichester, PO20 2EW

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

TC LOANS LIMITED

Created 21/12/2023Registered 21/12/2023
Charge
satisfied

TC LOANS I LIMITED

Created 31/08/2021Registered 01/09/2021Satisfied 27/12/2023
Charge
satisfied

HSBC UK BANK PLC

Created 12/02/2021Registered 04/03/2021Satisfied 03/08/2021
Charge
satisfied

TC LOANS I LIMITED

Created 03/12/2018Registered 06/12/2018Satisfied 27/12/2023
charge
satisfied

DUSAN DRLJACHA-INDIC

Created 25/03/2013Registered 11/04/2013Satisfied 28/10/2025

Change History

status → active
2026-08-20

Active

type → ltd
2026-08-20

Private Limited Company

address line1 → 164-166 High Street
2026-08-20

164-166 HIGH STREET

post town → Guildford
2026-08-20

GUILDFORD

officer appointed → CONSTANTINOU, James John
2026-08-20
officer appointed → ZAMFIRESCU, Ana-Maria
2026-08-20

CompanyRankvs 447+ SIC 82990 peers
80

Financial strength100th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 4.1× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£9.1M

Balance sheet strength

Cash

£1.7M

Cash in the bank

Net Current Assets

£13.1M

Working capital

Current Assets

£17.3M

Current Liabilities

£4.2M

Fixed Assets

£627k

Debtors

£11.9M

48avg. employees

Tax at Year End

Corp tax£395k

Balance Sheet

Intangible assets£20k
Bank loans & overdrafts£9k
Assets less current liabilities£13.7M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20254.10+£1.1M
20243.34+£768k
20231.86—

Derived from filed accounts. Not audited figures.