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Life Financial Planning Limited

07036090

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

C/O FITTON & CO CALLIS MILL, HEBDEN BRIDGE, HX7 6PJ
Incorporated 05/10/2009

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Ian Christopher Gourley

director · Since 05/10/2009

IFA

BRITISH · ENGLAND · Age 47

Persons with Significant Control

Mrs Jennie Clark-Gourley

25–50% shares

British · England · Age 47

C/O Fitton & Co, Callis Mill, Hebden Bridge, HX7 6PJ

Notified 05/10/2016

Mr Ian Christopher Gourley

50–75% shares

British · England · Age 47

C/O Fitton & Co, Callis Mill, Hebden Bridge, HX7 6PJ

Notified 05/10/2016

CompanyRankvs 378+ SIC 66190 peers
82

Financial strength79th percentile among SIC peers · 20/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 3.07× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£83k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£81k

Working capital

Current Assets

£120k

Current Liabilities

£39k

Fixed Assets

£35k

3avg. employees

Balance Sheet

Assets less current liabilities£116k
Prepared with v2026.12.1 micro_entity_frs_105_v1_1_3 filing

EstimatesDerived

YearCurrent RatioImplied Profit
20253.07+£0
20253.07-£6k
20246.58+£22k
20234.42+£6k
20224.56+£9k
20213.64+£18k
20202.89+£8k
20193.08-£10k
20184.02

Derived from filed accounts. Not audited figures.