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Pathfinder Financial Services Limited

07039857

activeactive proposal to strike off
ltd
england wales
Companies House
Accounts overdue
Health Score
60 / 100

Some Concerns

10/30
Filing
20/30
Financial
30/40
Risk
  • Accounts filing overdue (-15)
  • No accounts filed in last 18 months (-5)
  • 5 outstanding charges (-10)

Details

Riverside, New Bailey Street, Manchester, M3 5FS
Incorporated 13/10/2009

Previously known as

Trf Financial Ltd · until 13/01/2012

Compliance

Last accounts

26/02/2025

micro entity

Next accounts due

26/11/2026

On track

Confirmation statement

Last: 02/02/2026

Due 16/02/2027

On track

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Jonathan Mills

director · Since 10/01/2022

COMMERCIAL DIRECTOR

BRITISH · ENGLAND · Age 41

Also on 25 other boards

Ian Paul Jenkins

director · Since 20/06/2026

British · England · Age 51

Former

Ivan David Lavelle

director · Resigned 01/02/2012

Simon Frederick Walshe

director · Resigned 09/07/2018

Joan Isabel Walshe

director · Resigned 09/07/2018

Benjamin Lawrence Miller

secretary · Resigned 09/07/2018

Douglas James Watt

director · Resigned 08/07/2024

Christopher Anthony Davis

director · Resigned 31/12/2024

Michael John Hutton

director · Resigned 30/09/2025

Jonathan Mills

director · Resigned 20/06/2026

Persons with Significant Control

Moneyplus Group Limited

75–100% shares
75–100% votes
Appoint directors

Riverside, New Bailey Street, Manchester, M3 5FS

Reg: 07310059 · Companies House · Limited

Notified 09/07/2018

Former PSCs

Mrs Joan Isabel Walshe

Ceased 09/07/2018

Mr Simon Frederick Walshe

Ceased 09/07/2018

Charges5 outstanding

Charge
outstanding

OAKNORTH BANK PLC AS SECURITY TRUSTEE

Created 01/06/2023Registered 02/06/2023
Charge
outstanding

OAKNORTH BANK PLC AS SECURITY TRUSTEE

Created 29/09/2022Registered 04/10/2022
Charge
outstanding

INTRIVA RESOLUTION ADVISORS LLP

Created 30/09/2022Registered 04/10/2022
Charge
outstanding

INTRIVA RESOLUTION ADVISORS LLP

Created 22/10/2021Registered 22/10/2021
Charge
outstanding

INTRIVA RESOLUTION ADVISORS LLP

Created 15/03/2021Registered 18/03/2021
Charge
satisfied

PNC BUSINESS CREDIT A TRADING STYLE OF PNC FINANCIAL SERVICES UK LTD

Created 24/09/2018Registered 28/09/2018Satisfied 16/03/2021

Change History

statusactive
2026-08-07

Active

typeltd
2026-08-07

Private Limited Company

address line1Riverside
2026-08-07

RIVERSIDE

post townManchester
2026-08-07

MANCHESTER

officer appointedJENKINS, Ian Paul
2026-08-07

CompanyRankvs 4646+ SIC 66190 peers
49

Financial strength66th percentile among SIC peers · 17/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio Infinity× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceOne filing overdue · 5/15
Outstanding charges -10
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance5/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 26/02/2025

Net Worth

£22k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£22k

Working capital

Current Assets

£22k

Current Liabilities

£0

0avg. employees

Balance Sheet

Assets less current liabilities£22k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
2025Infinity-£208
20233.57

Derived from filed accounts. Not audited figures.