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Simple Commercial Finance Limited

07053500

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

2 EXETER STREET, COTTINGHAM, HU16 4LU
Incorporated 22/10/2009

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Miss Jacqueline Ann Fullerton

director · Since 22/10/2009

SECRETARIAL

BRITISH · SCOTLAND · Age 55

Also on 1 other board

Mr Andrew William Pritchard

director · Since 22/10/2009

FINANCE BROKER

BRITISH · SCOTLAND · Age 57

Also on 2 other boards

Persons with Significant Control

Mr Andrew William Pritchard

25–50% shares
25–50% votes
Appoint directors

British · Scotland · Age 57

2, Exeter Street, Cottingham, HU16 4LU

Notified 06/04/2016

Miss Jacqueline Ann Fullerton

25–50% shares
25–50% votes
Appoint directors

British · Scotland · Age 55

2, Exeter Street, Cottingham, HU16 4LU

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

HSBC UK BANK PLC

Created 30/04/2020Registered 12/05/2020

CompanyRankvs 1642+ SIC 64999 peers
70

Financial strength79th percentile among SIC peers · 20/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 2.62× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£103k

Balance sheet strength

Cash

£132k

Cash in the bank

Net Current Assets

£105k

Working capital

Current Assets

£170k

Current Liabilities

£65k

Fixed Assets

£277

Debtors

£38k

2avg. employees

Balance Sheet

Assets less current liabilities£105k
Prepared with Capium Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.62-£145
20242.16+£34k
20232.06+£4k
20222.68+£6k
20214.17—

Derived from filed accounts. Not audited figures.